Enter any address in Reagan County, Texas to see its FEMA flood zone
Flash flooding from thunderstorms is the primary flood hazard in Reagan County. Over the last 30 years, NOAA Storm Events data shows 29 recorded flash flood events. For example, flash flooding occurred on October 24, 2025, and again on September 21, 2018, driven by atmospheric disturbances and ample moisture.
Residents in Reagan County should be aware of their flood risk. Those residing in areas with higher flood potential, or homes that may not meet the Base Flood Elevation (BFE) standards, should pay particular attention to flood warnings and preparedness information.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
2 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Reagan County, Texas has recorded 29 flood-related events since 1996 according to NOAA's Storm Events Database, including 29 flash floods. The county has received 13 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1993–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Wildfires | Fire | Apr 6, 2011 |
| Wildfires | Fire | Mar 14, 2008 |
| Extreme Wildfire Threat | Fire | Nov 27, 2005 |
| Hurricane Rita | Hurricane | Sep 23, 2005 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Extreme Fire Hazards | Fire | Aug 1, 1999 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Oct 24, 2025 | 0.00K |
| Flash Flood | Sep 21, 2018 | 5.00K |
| Flash Flood | Jun 15, 2015 | 0.20K |
| Flash Flood | May 8, 2007 | 0.00K |
| Flash Flood | May 26, 2005 | — |
| Flash Flood | Aug 15, 2005 | — |
| Flash Flood | Aug 14, 2005 | — |
| Flash Flood | Oct 13, 2005 | — |
| Flash Flood | Jun 21, 2004 | — |
| Flash Flood | Aug 21, 2004 | — |
Flash Flood — Oct 24, 2025
The same upper-level trough that helped initiate thunderstorms on the 23rd allowed for additional thunderstorm development on the 24th as it continued to approach the region. Initially scattered to numerous thunderstorms developed in West Texas during the morning of the 24th. By the early afternoon, reports of large hail and severe winds were received as these storms marched across the Permian ...
Flash Flood — Sep 21, 2018
An upper level disturbance moved over West Texas, and a cold front was approaching the area. Plentiful moisture was present along with the lift from the disturbance and cold front. These conditions contributed to flash flooding across parts of West Texas.
Flash Flood — Jun 15, 2015
A weak low pressure system slowly drifted east into the Great Plains with a trailing upper level disturbance rotating around the backside of the upper low. As the disturbance moved over the region, it brought thunderstorms to West Texas. Instability and shear were weak, but the high moisture content across the area caused flash flooding to develop as a line of storms moved across the Permian ...
Flash Flood — May 8, 2007
An upper level storm system remained quasi-stationary over portions of southeastern Arizona. Ahead of this upper low, an upper level disturbance moved around the periphery of the low which aided in the development of thunderstorms over southeastern New Mexico overnight. As the shortwave moved across southeastern New Mexico, thunderstorms developed southwestward into portions of southwest Texa...
Flash Flood — May 26, 2005
A significant round of severe weather affected west Texas late on the 25th and during the morning hours of the 26th. Scattered thunderstorms initiated late in the afternoon across the Permian Basin of west Texas and produced large hail. By late evening the focus for initiation shifted west across the western Permian Basin and the Trans Pecos region. Large hail and damaging winds accompanied thi...
Source: NOAA National Weather Service Storm Events Database.
FEMA assigns flood zone designations to areas in Reagan County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Reagan County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.