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FEMA flood zones · Texas

Roberts County, Texas Flood Zone Map

1 federal flood & hurricane disasters

Less than 1% of Roberts County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Roberts County, Texas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

In their words

1 NOAA storm reports from Roberts County describe what happened, in the words of the forecasters who covered it. Read the Texas flood stories →

Federal disasters

14 federal disaster declarations since 1998, 1 of them floods, coastal storms or hurricanes.

DisasterBegan
Smokehouse Creek FireFeb 27, 2024
Severe Winter StormFeb 11, 2021
Severe Winter StormsFeb 11, 2021
WildfiresAug 30, 2011
WildfiresApr 6, 2011
WildfiresMar 14, 2008
Extreme Wildfire ThreatNov 27, 2005
Hurricane RitaSep 23, 2005

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

6 since 1996: 6 flash floods.

EventDateDamage
Flash FloodApr 29, 2025$1,000
Flash FloodMay 29, 2016—
Flash FloodJun 13, 2010—
Flash FloodMay 23, 2007—
Flash FloodOct 19, 2002—
Flash FloodMay 19, 2001—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Apr 29, 2025. A cold front moved through the combined Panhandles early in the morning of April 29th. Storms developed ahead of the front and some produced severe hail and wind. Heavy rainfall led to some flash flooding. As a weather disturbance crossed the region during the afternoon of April 30th, a few storms became strong to severe.

Flash Flood · Jun 13, 2010. Severe thunderstorms moved across the Texas Panhandle during the afternoon and evening hours. These storms produced large hail...strong thunderstorm wind gusts...and heavy rainfall that produced flash flooding along with an isolated tornado. No damage or injuries were reported.

Flash Flood · May 23, 2007. Severe thunderstorms during the afternoon and evening hours produced numerous tornadoes...large hail...prolonged flooding and flash flooding...and damaging winds across the central and northeastern Texas Panhandle. No injuries were reported.

Flash Flood · Oct 19, 2002. Thunderstorms produced very heavy rainfall which resulted in flash flooding in the northeastern Texas panhandle during the late morning hours.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Roberts County

If a building in Roberts County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.