Enter any address in San Saba County, Texas to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in San Saba County. Over the last 30 years, NOAA Storm Events data shows 22 flash flood events and 10 flood events. Recent examples include localized flash flooding reported on April 26, 2024, and July 12, 2021, following heavy rainfall from severe thunderstorms.
National Flood Insurance Program (NFIP) data indicates that while Zone A properties have experienced more frequent claims (19 claims), Zone X properties have seen significantly higher average payouts ($92,987) and water depths (13.6 ft). Homeowners in Zone X, as well as those in Zone A, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
7 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
San Saba County, Texas has recorded 32 flood-related events since 1996 according to NOAA's Storm Events Database, including 22 flash floods and 10 river or area floods. The county has received 22 federal disaster declarations, 5 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1993–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, And Flooding | Flood | Jul 2, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Flood | Apr 26, 2024 |
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms And Flooding | Flood | Sep 10, 2018 |
| Wildfires | Fire | Apr 6, 2011 |
| Wildfires | Fire | Mar 14, 2008 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Jun 16, 2007 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Jun 4, 2025 | 0.00K |
| Flash Flood | Jul 4, 2025 | 0.00K |
| Flash Flood | Apr 26, 2024 | 0.00K |
| Flash Flood | Jul 12, 2021 | 0.00K |
| Flood | Oct 16, 2018 | 0.00K |
| Flood | May 25, 2014 | 0.00K |
| Flash Flood | Jul 15, 2014 | 0.00K |
| Flash Flood | Oct 8, 2011 | 0.00K |
| Flash Flood | Aug 21, 2004 | — |
| Flood | Nov 18, 2004 | 6K |
Flood — Jun 4, 2025
Severe thunderstorms and heavy rainfall affected areas from Shackelford County, south into Brown, McCulloch, Menard, and San Saba counties. Also, localized flash flooding was reported.
Flash Flood — Jul 4, 2025
Devastating and historic flash flooding occurred in northern and northeast portions of the Northwest Hill Country on July 4th with damage to many roads and houses. The combination of abundant tropical moisture associated with the remnants of Tropical Storm Barry and a weak upper level storm system, led to very slow moving or stationary thunderstorms producing very heavy and efficient rainfall. ...
Flash Flood — Apr 26, 2024
The combination of a strong upper level storm system moving into the Southern Plains, a dryline in the area and moderate to strong instability, resulted in a few rounds of severe thunderstorms mainly north of a Robert Lee to San Saba line. The storms produced large hail, very strong winds and localized flash flooding.
Flash Flood — Jul 12, 2021
The combination of abundant tropical moisture, moderate instability and a weak upper level disturbance produced thunderstorms with heavy rainfall across the Concho Valley and Heartland. A few of the thunderstorms produced flash flooding.
Flood — Oct 16, 2018
An upper level low pressure system remained park across Baja California through October 17. This feature interacted with plenty of moisture and resulted in periods of very heavy rain from October 15 through the 17. ||Widespread flooding developed across the area and many lakes and rivers rose above flood stage and resulted in widespread flooding. Millions of dollars of damage was done to roa...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in San Saba County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in San Saba County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.