23 flood insurance claims·$114,125 paid·2 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Shackelford County, Texas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
5% of Shackelford County’s flood insurance claims were on properties rated outside FEMA’s high-risk zones.
21 NFIP claims with a recorded rated flood zone, 1978 to date. The zone is the one FEMA used to rate that policy, which may not match today’s map. Source: OpenFEMA NFIP claims.
In flood insurance claims here that reported a flood depth, the average was 4 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 2002, with 9 claims and $91,483 paid.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
2 NOAA storm reports from Shackelford County describe what happened, in the words of the forecasters who covered it. Read the Texas flood stories →
18 federal disaster declarations since 1978, 2 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Winter Storm | Feb 11, 2021 |
| Severe Winter Storms | Feb 11, 2021 |
| Severe Winter Storms, Tornadoes, Straight-line Winds, And Flooding | Dec 26, 2015 |
| Snyder Fire | Jun 3, 2011 |
| Wildfires | Apr 6, 2011 |
| Wildfires | Mar 14, 2008 |
| Severe Storms, Tornadoes, And Flooding | Jun 16, 2007 |
| Extreme Wildfire Threat | Nov 27, 2005 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
14 since 1996: 9 flash floods and 4 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flood | Jun 8, 2025 | — |
| Flood | May 31, 2021 | — |
| Tropical Depression | Aug 16, 2007 | — |
| Flash Flood | Jul 2, 2007 | $1,000 |
| Flash Flood | Aug 2, 2007 | — |
| Flash Flood | Jun 17, 2006 | $10,000 |
| Flood | Aug 16, 2005 | — |
| Flash Flood | Apr 23, 2004 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flood · Jun 8, 2025. Thunderstorms producing heavy rainfall resulted in flooding across portions of the Big Country. Also, localized flash flooding was reported on June 11th.
Flood · May 31, 2021. A slow moving cold front interacted with a very warm and moist airmass across the region and produced very heavy rainfall mainly along and north of I20. About 2 to 4 inches fell mainly along and north of a line from Sterling City to Brownwood and flooded several roads across the region.
Tropical Depression · Aug 16, 2007. The remnants of Tropical Depression Erin slowly moved through West Central Texas, dropping around 3 to 7 inches of rain across a large portion of the area. Over 9 inches of rain fell near the small town of Roby, TX and rural areas of southeastern Crockett County. Wind gusts to 42 knots (48 mph) and a minimum sea-level pressure of 1007 mb were reported at Junction. Flash flooding closed many roads and caused one fa…
Flash Flood · Jul 2, 2007. Saturated grounds from previous rainfall and very heavy rains combined to produce isolated flash flooding across the Big Country on July 2nd.
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Shackelford County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.