FloodZoneMap.org

Sterling County, Texas Flood Zones

Check an Address in Sterling County

Enter any address in Sterling County, Texas to see its FEMA flood zone

The Flooding Character of Sterling County

Flash flooding from thunderstorms is the primary flood hazard in Sterling County. Over the last 30 years, NOAA Storm Events data shows 13 flash flood events and 4 flood events, with one tropical depression also recorded. For example, heavy rainfall in the Concho River watershed resulted in river flooding near Sterling City on October 22, 2015. Another event on May 26, 2014, brought damaging winds, hail, and flash flooding to the area.

Residents living in or near the Concho River watershed, and those in areas prone to rapid runoff from heavy rainfall, should pay close attention to flood risk. Properties located in lower-lying areas or those without a Base Flood Elevation (BFE) may be at higher risk during significant rain events.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Sterling County

1 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Texas flood stories →

Flood Risk Data for Sterling County

Sterling County, Texas has recorded 18 flood-related events since 1996 according to NOAA's Storm Events Database, including 13 flash floods and 4 river or area floods. The county has received 14 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Sterling County Disaster History

FEMA Disaster Declarations (1993–2024)

Disaster Declarations
14
Flood/Coastal Disasters
1
Hurricane Disasters
1
Latest Disaster
Severe Storms, Straight-line Winds, Tornadoes, And Flooding (2024-04-26)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Sterling County

DeclarationTypeDate
Severe Storms, Straight-line Winds, Tornadoes, And FloodingFloodApr 26, 2024
Severe Winter StormSevere Ice StormFeb 11, 2021
Severe Winter StormsSevere Ice StormFeb 11, 2021
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
WildfiresFireApr 6, 2011
WildfiresFireMar 14, 2008
Extreme Wildfire ThreatFireNov 27, 2005
Hurricane RitaHurricaneSep 23, 2005
Hurricane Katrina EvacuationHurricaneAug 29, 2005

Recorded Flood Events in Sterling County

NOAA Storm Events Database (1996–2025)

Total Flood Events
18
River/Area Floods
4
Flash Floods
13
Hurricanes/Tropical Storms
1

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Sterling County

TypeDateDamage
FloodApr 19, 20250.00K
Flash FloodOct 22, 20150.00K
FloodMay 26, 20140.00K
Flash FloodApr 7, 20120.00K
Tropical DepressionAug 16, 20070.00K
Flash FloodAug 2, 20070.00K
Flash FloodAug 1, 20070.00K
FloodAug 15, 2005
Flash FloodAug 14, 2005
Flash FloodAug 13, 2005

Sterling County Flood History

Flood — Apr 19, 2025

The combination of a stationary front, surface dryline and an upper level low pressure system to the west resulted in many severe thunderstorms developing on the afternoon and evening along the stationary front on April 19th. Also, moderate to strong instability and strong vertical wind shear helped with the severe storm development. The severe storms produced very large hail and damaging winds...

Flash Flood — Oct 22, 2015

A slow moving cold front and a deep upper trough resulted in isolated severe thunderstorm reports. However, these systems interacted with plenty of moisture and resulted in very heavy rain and several reports of flash flooding across portions of West Central Texas. Very heavy rainfall in the Concho River watershed resulted in river flooding near Sterling City.

Flood — May 26, 2014

A slow moving large upper level low pressure center approached West Central Texas through the period. Several rounds of showers and thunderstorms developed across the area and resulted in damaging winds, hail, and flash flooding.

Flash Flood — Apr 7, 2012

A stalled frontal boundary across the Concho Valley and the Big Country, resulted in the development of severe thunderstorms. These storms produced isolated tornadoes, damaging winds and large hail. One of the storms became a long tracked supercell that tracked from north of Sterling City south through Crockett County.

Tropical Depression — Aug 16, 2007

The remnants of Tropical Depression Erin slowly moved through West Central Texas, dropping around 3 to 7 inches of rain across a large portion of the area. Over 9 inches of rain fell near the small town of Roby, TX and rural areas of southeastern Crockett County. Wind gusts to 42 knots (48 mph) and a minimum sea-level pressure of 1007 mb were reported at Junction. Flash flooding closed many roa...

Source: NOAA National Weather Service Storm Events Database.

Texas Statewide Flood Insurance Data

Total NFIP Claims
393,539
Total Claims Paid
$17.3B

Flood Zone Types in Sterling County

FEMA assigns flood zone designations to areas in Sterling County, Texas:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Sterling County

Properties in Sterling County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.