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Tarrant County, Texas Flood Zones

Check an Address in Tarrant County

Enter any address in Tarrant County, Texas to see its FEMA flood zone

The Flooding Character of Tarrant County

Flash flooding from thunderstorms is the dominant flood character in Tarrant County. Over the last 30 years, NOAA Storm Events data recorded 276 flash flood events, resulting in 15 fatalities, compared to 27 flood events with 3 deaths. Recent events include flash flooding on April 30, 2025, caused by slow-moving thunderstorms, and another on May 6, 2025, associated with a frontal system that also produced severe weather.

National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced the highest number of claims, with 1543 claims averaging $19,490 and an average water depth of 2.2 feet. While Zone X properties had fewer claims (828), their average payout was similar at $18,964, with a greater average water depth of 3.4 feet. Homeowners in Zone A and Zone X, as well as those in areas with unknown flood zone designations, should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Tarrant County

84 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Texas flood stories →

Flood Risk Data for Tarrant County

Tarrant County, Texas has recorded 303 flood-related events since 1996 according to NOAA's Storm Events Database, including 276 flash floods and 27 river or area floods. The county has received 28 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Tarrant County Disaster History

FEMA Disaster Declarations (1966–2021)

Disaster Declarations
28
Flood/Coastal Disasters
3
Hurricane Disasters
2
Latest Disaster
Severe Winter Storms (2021-02-11)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Tarrant County

DeclarationTypeDate
Severe Winter StormSevere Ice StormFeb 11, 2021
Severe Winter StormsSevere Ice StormFeb 11, 2021
Tropical Storms Marco And LauraHurricaneAug 23, 2020
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Hurricane HarveyHurricaneAug 23, 2017
Severe Storms, Tornadoes, Straight-line Winds And FloodingSevere StormMay 4, 2015
Hurricane IkeHurricaneSep 7, 2008
Hurricane GustavHurricaneAug 27, 2008
WildfiresFireMar 14, 2008

Recorded Flood Events in Tarrant County

NOAA Storm Events Database (1996–2025)

Total Flood Events
303
River/Area Floods
27
Flash Floods
276
Total Property Damage
$73.6M
Flood Deaths
18
Flood Injuries
5

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Tarrant County

TypeDateDamage
Flash FloodJan 30, 20250.00K
Flash FloodApr 30, 20250.00K
Flash FloodJan 29, 20255.00K
Flash FloodJan 29, 20252.00K
Flash FloodOct 24, 202510.00K
Flash FloodOct 24, 20252.00K
Flash FloodOct 24, 20255.00K
Flash FloodNov 24, 20250.00K
Flash FloodNov 20, 20253.00K
Flash FloodNov 20, 20251.00K

Tarrant County Flood History

Flash Flood — Jan 30, 2025

A slow moving upper low generated multiple rounds of rain, some heavy, the night of January 29 into the morning of January 30 across North Texas. Much of the heavy rain and associated flooding occurred in and near the DFW Metroplex.

Flash Flood — Apr 30, 2025

A slow moving front and an upper trough generated scattered thunderstorms on April 29, and widespread showers and thunderstorms on April 30, across much of North and Central Texas. Some of these storms became severe with large hail and damaging winds, but the most impactful weather was flash flooding due to the slow movement of the front and the resulting ���training��� of thunderst...

Flash Flood — Jan 29, 2025

A slow moving upper low generated multiple rounds of rain, some heavy, the night of January 29 into the morning of January 30 across North Texas. Much of the heavy rain and associated flooding occurred in and near the DFW Metroplex.

Flash Flood — Oct 24, 2025

An upper-level low brought two main rounds of thunderstorms to North and Central Texas during the last week of October 2025. The first, and most severe, was a large storm complex on the evening of October 24, followed by isolated activity on the afternoon of October 25. Severe weather primarily consisted of thunderstorm wind damage and isolated instances of flash flooding.

Flash Flood — Nov 24, 2025

On November 24th, an upper-level disturbance moving across the Southern Plains provided the catalyst for thunderstorm development across parts of North and Central Texas. A warm front, dryline, and an outflow boundary all provided a surface focus for this activity. The resulting storms produced large hail in a few locations and led to a single instance of flash flooding.

Source: NOAA National Weather Service Storm Events Database.

Tarrant County NFIP Flood Insurance Claims

Total Claims Filed
2,925
Total Paid Out
$50.3M
Avg Claim
$23,158
Avg Water Depth
5.3 ft

Claims by Flood Zone

A Zones (High Risk)
1,543
V Zones (Coastal)
1
X Shaded (500-yr)
85
X Unshaded (Low)
325

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Tarrant County

FEMA assigns flood zone designations to areas in Tarrant County, Texas:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Tarrant County

Properties in Tarrant County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.