Enter any address in Titus County, Texas to see its FEMA flood zone
Flash flooding from thunderstorms is the primary flood hazard in Titus County. Recent events include flash floods on May 13, 2023, and April 26, 2024, driven by severe thunderstorms producing heavy rainfall.
While most flood insurance claims in Titus County have occurred in Zone X, with an average payout of $52,994 and water depths of 0.3 feet, residents in all flood zones should be aware of potential risks. Homeowners in areas prone to flash flooding, particularly those without a Base Flood Elevation (BFE) or located near drainage paths, should pay close attention to flood risk information.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
12 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Titus County, Texas has recorded 29 flood-related events since 1996 according to NOAA's Storm Events Database, including 28 flash floods. The county has received 21 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1966–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Flood | Apr 26, 2024 |
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Tropical Storms Marco And Laura | Hurricane | Aug 23, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Winter Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Dec 26, 2015 |
| Wildfires | Fire | Aug 30, 2011 |
| Hurricane Ike | Hurricane | Sep 7, 2008 |
| Wildfires | Fire | Mar 14, 2008 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 8, 2025 | 0.00K |
| Flash Flood | Apr 26, 2024 | 0.00K |
| Flash Flood | May 13, 2023 | 0.00K |
| Flash Flood | May 8, 2019 | 0.00K |
| Flash Flood | Dec 27, 2015 | 0.00K |
| Flash Flood | Dec 13, 2015 | 0.00K |
| Flash Flood | Jun 10, 2010 | 0.00K |
| Flash Flood | Jul 29, 2009 | 0.00K |
| Flash Flood | Oct 22, 2009 | 0.00K |
| Flash Flood | Oct 13, 2009 | 100.00K |
Flash Flood — Jun 8, 2025
Multiple supercell thunderstorms developed along a broad, diffuse baroclinic boundary across Northeast Texas throughout the day on June 8th. MLCAPE values were in excess of 4500 J/kg in proximity to these thunderstorms, with modest northwesterly mid-level flow contributing to 45 knots of effective bulk shear. Given the very weak convective inhibition, these thunderstorms persisted for several h...
Flash Flood — Apr 26, 2024
A large cluster of strong to severe thunderstorms developed across Northeast Texas late in the afternoon on April 26th. These thunderstorms formed on the north side of a weak surface theta-e gradient, with southwest winds just off the surface aiding in warm air advection and inflow across the region. This cluster of thunderstorms maintained severe intensity for several hours with numerous repor...
Flash Flood — May 13, 2023
An outflow boundary from early morning storms extended south from Eastern Oklahoma into East Texas by the afternoon hours on May 13th, while an upper low pressure area remained stationary near the South Texas coast. Strong daytime heating within a moist air mass in place contributed to moderate instability that developed during the afternoon, with widely scattered showers and thunderstorms igni...
Flash Flood — May 8, 2019
A strong upper level trough of low pressure extending from the Intermountain West into the Four Corners Region energized the southwest flow aloft across the Southern Plains during much of the day on May 8th, with a strong low level jet sustaining a mesoscale convective complex (MCS) across much of Oklahoma into Northcentral Texas south into the Texas Hill Country. While these storms gradually w...
Flash Flood — Dec 27, 2015
A strong negatively tilted upper level trough slowly moved into the Central and Southern Plains during the morning of December 27th. This trough of low pressure was accompanied by a strong subtropical jet stream which provided abundant lift necessary for the development of widespread showers and thunderstorms. The trough was able to draw up not only Gulf of Mexico moisture but also Eastern Pa...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Titus County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Titus County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.