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Tom Green County, Texas Flood Zones

Check an Address in Tom Green County

Enter any address in Tom Green County, Texas to see its FEMA flood zone

The Flooding Character of Tom Green County

Flash flooding from thunderstorms is the dominant flood hazard in Tom Green County. Between 1996 and 2023, NOAA Storm Events data recorded 138 flash flood events, resulting in one fatality. For example, on July 4, 2025, devastating flash flooding occurred in northern and northeast San Angelo, leading to numerous water rescues and flooded homes. Another event on April 19, 2025, involved severe thunderstorms producing heavy rainfall.

National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A experienced the most claims, with an average payout of $38,778 and an average water depth of 5.6 feet. While Zone X had fewer claims, the average water depth was higher at 11.3 feet, with an average payout of $21,641. Homeowners in Zone A, and those in Zone X with higher water depths, should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Tom Green County

52 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Texas flood stories →

Flood Risk Data for Tom Green County

Tom Green County, Texas has recorded 159 flood-related events since 1996 according to NOAA's Storm Events Database, including 138 flash floods and 20 river or area floods. The county has received 21 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Tom Green County Disaster History

FEMA Disaster Declarations (1990–2025)

Disaster Declarations
21
Flood/Coastal Disasters
1
Hurricane Disasters
1
Latest Disaster
Severe Storms, Straight-line Winds, And Flooding (2025-07-02)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Tom Green County

DeclarationTypeDate
Severe Storms, Straight-line Winds, And FloodingFloodJul 2, 2025
Severe Winter StormSevere Ice StormFeb 11, 2021
Severe Winter StormsSevere Ice StormFeb 11, 2021
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Tornadoes, Straight-line Winds And FloodingSevere StormMay 4, 2015
Wildcat FireFireApr 11, 2011
WildfiresFireApr 6, 2011
Hurricane IkeHurricaneSep 7, 2008
Hurricane GustavHurricaneAug 27, 2008

Recorded Flood Events in Tom Green County

NOAA Storm Events Database (1996–2025)

Total Flood Events
159
River/Area Floods
20
Flash Floods
138
Hurricanes/Tropical Storms
1
Total Property Damage
$1.8M
Flood Deaths
1
Flood Injuries
3

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Tom Green County

TypeDateDamage
Flash FloodMay 29, 20250.00K
FloodApr 19, 20250.00K
Flash FloodMay 6, 20250.00K
Flash FloodJul 4, 20250.00K (1 deaths)
Flash FloodJun 3, 20250.00K
Flash FloodAug 31, 20240.00K
Flash FloodMay 23, 20240.00K
FloodNov 8, 20240.00K
Flash FloodNov 8, 20240.00K
Flash FloodNov 7, 20240.00K

Tom Green County Flood History

Flash Flood — May 29, 2025

The combination of an upper level area of low pressure and a stationary frontal boundary in the area, resulted in many rounds of strong to severe thunderstorms across west central Texas during late May. In addition, strong to locally extreme surface instability along with strong vertical wind shear assisted with the development of severe thunderstorms. A few of the severe storms produced very ...

Flood — Apr 19, 2025

The combination of a stationary front, surface dryline and an upper level low pressure system to the west resulted in many severe thunderstorms developing on the afternoon and evening along the stationary front on April 19th. Also, moderate to strong instability and strong vertical wind shear helped with the severe storm development. The severe storms produced very large hail and damaging winds...

Flash Flood — May 6, 2025

A few severe thunderstorms produced large hail in portions of the Concho Valley and northern Edwards Plateau as well as flash flooding in the city of San Angelo.

Flash Flood — Jul 4, 2025

Devastating and historic flash flooding occurred in northern and northeast portions of San Angelo, with numerous water rescues, many streets and houses completely flooded, and 1 fatality. The combination of abundant tropical moisture associated with the remnants of Tropical Storm Barry and a weak upper level storm system, led to very slow moving or stationary thunderstorms producing very heavy ...

Flash Flood — Jun 3, 2025

Heavy rainfall caused flash flooding during the early morning hours June 3rd.

Source: NOAA National Weather Service Storm Events Database.

Tom Green County NFIP Flood Insurance Claims

Total Claims Filed
176
Total Paid Out
$4.9M
Avg Claim
$40,054
Avg Water Depth
15.3 ft

Claims by Flood Zone

A Zones (High Risk)
98
X Shaded (500-yr)
8
X Unshaded (Low)
14

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Tom Green County

FEMA assigns flood zone designations to areas in Tom Green County, Texas:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Tom Green County

Properties in Tom Green County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.