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Upshur County, Texas Flood Zones

Check an Address in Upshur County

Enter any address in Upshur County, Texas to see its FEMA flood zone

The Flooding Character of Upshur County

Flash flooding from thunderstorms is the most frequent type of flood event in Upshur County, TX, with 41 occurrences recorded over the past 30 years. Recent examples include flash flooding on April 4th, 2025, and May 22nd, 2022, both attributed to atmospheric conditions that supported heavy rainfall.

While flash flooding is prevalent, other flood types have also been documented. National Flood Insurance Program (NFIP) claims data shows that properties in Zone A and Zone UNKNOWN have experienced higher average water depths compared to Zone X. Homeowners in areas designated as Zone A or Zone UNKNOWN, as well as those located near waterways or in areas without a Base Flood Elevation (BFE), should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Upshur County

19 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Texas flood stories →

Flood Risk Data for Upshur County

Upshur County, Texas has recorded 43 flood-related events since 1996 according to NOAA's Storm Events Database, including 41 flash floods and 1 river or area floods. The county has received 24 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Upshur County Disaster History

FEMA Disaster Declarations (1966–2024)

Disaster Declarations
24
Flood/Coastal Disasters
3
Hurricane Disasters
3
Latest Disaster
Hurricane Beryl (2024-07-05)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Upshur County

DeclarationTypeDate
Hurricane BerylHurricaneJul 5, 2024
Severe Winter StormSevere Ice StormFeb 11, 2021
Severe Winter StormsSevere Ice StormFeb 11, 2021
Tropical Storms Marco And LauraHurricaneAug 23, 2020
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms And FloodingFloodApr 17, 2016
WildfiresFireAug 30, 2011
Hurricane IkeHurricaneSep 7, 2008
WildfiresFireMar 14, 2008

Recorded Flood Events in Upshur County

NOAA Storm Events Database (1996–2025)

Total Flood Events
43
River/Area Floods
1
Flash Floods
41
Hurricanes/Tropical Storms
1
Total Property Damage
$786,000
Flood Deaths
1
Flood Injuries
1

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Upshur County

TypeDateDamage
Flash FloodApr 4, 20250.00K
Flash FloodAug 22, 20220.00K
Flash FloodAug 21, 20220.00K
Flash FloodMay 5, 20220.00K
Flash FloodFeb 12, 20200.00K
Flash FloodFeb 22, 20190.00K
Flash FloodDec 13, 20150.00K
Flash FloodSep 20, 201310.00K
Flash FloodJun 10, 20105.00K
Flash FloodJun 10, 20100.00K

Upshur County Flood History

Flash Flood — Apr 4, 2025

A stationary front extended across portions of Northeast Texas and Southwest Arkansas during the early morning hours on April 4th, but lifted north into Southeast Oklahoma and Western Arkansas during the day. This was in response to an intensifying low level jet that developed ahead of a large upper trough that extended from the Intermountain West into the Plains, which provided the necessary l...

Flash Flood — Aug 22, 2022

A large upper trough shifted southeast into the Four State Region on August 21st through the 22nd, along the backside of an upper level low pressure system over the Great Lakes. This trough slowed as it entered the region, and interacted with rich Gulf moisture and available heating to help focus scattered to numerous showers and thunderstorms across the area. Given the weak steering currents a...

Flash Flood — Aug 21, 2022

A large upper trough shifted southeast into the Four State Region on August 21st, along the backside of an upper level low pressure system over the Great Lakes. This trough slowed as it entered the region, and interacted with rich Gulf moisture and available heating to help focus scattered to numerous showers and thunderstorms across the area. Given the weak steering currents aloft, these thund...

Flash Flood — May 5, 2022

A surface low was centered over the southern Texas Panhandle with a stationary front extending through southern Oklahoma into southern Arkansas eastward into northern Mississippi. A dry line extended southward from the surface low through west Texas into the Big Bend Country along with a cold front draped southwest from the surface low into southeast New Mexico. Aloft, an upper-level low was in...

Flash Flood — Feb 12, 2020

Areas of showers remained persistent across much of the Ark-La-Tex through much of the day on February 11th, along the subtropical jet stream that extended over much of Texas and the Lower Mississippi Valley ahead of a strong upper level low pressure system just off the Northwest Baja California coast. These rains primed the already wet soils on the 11th, before the low pressure system began to...

Source: NOAA National Weather Service Storm Events Database.

Upshur County NFIP Flood Insurance Claims

Total Claims Filed
6
Total Paid Out
$116,605
Avg Claim
$29,151
Avg Water Depth
1.0 ft

Claims by Flood Zone

A Zones (High Risk)
2

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Upshur County

FEMA assigns flood zone designations to areas in Upshur County, Texas:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Upshur County

Properties in Upshur County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.