FEMA flood zones · Texas

Upton County, Texas Flood Zone Map

1 federal flood & hurricane disasters

Less than 1% of Upton County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Upton County, Texas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Upton County floods

Flash flooding driven by severe thunderstorms dominates the flood profile of Upton County, Texas. Over the last 30 years, the National Oceanic and Atmospheric Administration database has recorded 39 flash flood events compared to just 1 general flood event.

These severe weather incidents are often driven by upper-level low-pressure systems, troughs, and approaching cold fronts that produce heavy rainfall across West Texas and the Permian Basin. For example, a slow-moving upper-level trough and high atmospheric moisture content caused heavy rainfall and flash flooding on June 1, 2016. More recently, similar upper-level trough systems generated widespread thunderstorm activity and flash flooding on April 19, 2025, and October 24, 2025.

Homeowners, real estate agents, and journalists tracking property vulnerabilities in the area should pay the closest attention to properties prone to rapid accumulation from intense storm runoff.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

13 NOAA storm reports from Upton County describe what happened, in the words of the forecasters who covered it. Read the Texas flood stories →

Federal disasters

13 federal disaster declarations since 1993, 1 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter StormFeb 11, 2021
Severe Winter StormsFeb 11, 2021
WildfiresApr 6, 2011
WildfiresMar 14, 2008
Extreme Wildfire ThreatNov 27, 2005
Hurricane RitaSep 23, 2005
Hurricane Katrina EvacuationAug 29, 2005
Extreme Fire HazardsAug 1, 1999

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

40 since 1996: 39 flash floods and 1 river or area floods.

EventDateDamage
Flash FloodOct 24, 2025—
Flash FloodApr 19, 2025—
Flash FloodJun 1, 2016$300
Flash FloodJun 1, 2016—
Flash FloodOct 22, 2015$35,000
Flash FloodOct 22, 2015$200
Flash FloodOct 22, 2015$1,000
Flash FloodAug 24, 2010—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Oct 24, 2025. The same upper-level trough that helped initiate thunderstorms on the 23rd allowed for additional thunderstorm development on the 24th as it continued to approach the region. Initially scattered to numerous thunderstorms developed in West Texas during the morning of the 24th. By the early afternoon, reports of large hail and severe winds were received as these storms marched across the Permian Basin and Trans-Peco…

Flash Flood · Apr 19, 2025. A developing low pressure system over the region ahead of a strong shortwave trough resulted in high winds and blowing dust across western portions of the area, with severe weather across the Permian Basin.

Flash Flood · Jun 1, 2016. An upper low over the region, outflow boundaries from thunderstorms the previous night, and a weak cold front that was moving slowly south across the area were the causes of thunderstorm activity across parts of West Texas. The strongest instability and wind shear were located in the Big Bend Region where thunderstorms produced large hail. Moisture content across the area was high and thunderstorms produced heav…

Flash Flood · Oct 22, 2015. A strong upper level low pressure area over western Arizona moved slowly eastward. This feature increased upper level lift over West Texas and southeast New Mexico. This upper low was pulling moisture northward into the area from the Gulf of Mexico allowing for precipitable water values to rise to around one inch. Sufficient heating, instability, and high moisture content contributed to severe thunderstorms wit…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Upton County

If a building in Upton County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.