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Van Zandt County, Texas Flood Zones

Check an Address in Van Zandt County

Enter any address in Van Zandt County, Texas to see its FEMA flood zone

The Flooding Character of Van Zandt County

Flash flooding from thunderstorms is the primary flood concern in Van Zandt County. Over the last 30 years, NOAA Storm Events data shows 39 flash flood events and 12 general flood events. Recent examples include flash flooding on May 28, 2024, and June 3, 2024, associated with severe weather systems.

National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the highest number of claims, with an average payout of $71,887 and an average water depth of 16.2 feet. Properties in Zone X also show a significant number of claims, with an average payout of $16,286 and an average water depth of 10.1 feet. Homeowners in Zone A, and those in Zone X, should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Van Zandt County

20 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Texas flood stories →

Flood Risk Data for Van Zandt County

Van Zandt County, Texas has recorded 51 flood-related events since 1996 according to NOAA's Storm Events Database, including 39 flash floods and 12 river or area floods. The county has received 20 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Van Zandt County Disaster History

FEMA Disaster Declarations (1989–2024)

Disaster Declarations
20
Flood/Coastal Disasters
2
Hurricane Disasters
1
Latest Disaster
Severe Storms, Straight-line Winds, Tornadoes, And Flooding (2024-04-26)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Van Zandt County

DeclarationTypeDate
Severe Storms, Straight-line Winds, Tornadoes, And FloodingFloodApr 26, 2024
Severe Winter StormSevere Ice StormFeb 11, 2021
Severe Winter StormsSevere Ice StormFeb 11, 2021
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms And FloodingFloodApr 17, 2016
Severe Winter Storms, Tornadoes, Straight-line Winds, And FloodingSevere StormDec 26, 2015
Severe Storms, Tornadoes, Straight-line Winds And FloodingSevere StormMay 4, 2015
Hurricane IkeHurricaneSep 7, 2008
WildfiresFireMar 14, 2008

Recorded Flood Events in Van Zandt County

NOAA Storm Events Database (1996–2025)

Total Flood Events
51
River/Area Floods
12
Flash Floods
39
Total Property Damage
$1.6M
Flood Deaths
1

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Van Zandt County

TypeDateDamage
Flash FloodMay 28, 202420.00K
Flash FloodApr 26, 2024300.00K
Flash FloodJun 3, 202450.00K
Flash FloodJun 3, 202420.00K
Flash FloodAug 22, 20220.00K
Flash FloodAug 22, 2022500.00K
FloodMar 9, 20168.00K
FloodMar 9, 20160.00K
FloodDec 27, 201510.00K
Flash FloodDec 27, 20150.00K

Van Zandt County Flood History

Flash Flood — May 28, 2024

On the heels of the May 27th evening hail event, another batch of thunderstorms developed near the Red River during the overnight hours as a shortwave trough moved through the Plains. These storms eventually grew upscale into an organized complex, diving southeast early on the morning of May 28. An intense bow echo caused widespread wind damage from the northern parts of DFW, through the easter...

Flash Flood — Apr 26, 2024

A shortwave trough, dryline, and Pacific front all worked together to produce multiple rounds of thunderstorms Friday April 26 through Sunday April 28. All modes of severe weather took place across the region, along with multiple instances of flash flooding. 11 tornadoes occurred across McLennan, Hill, and Navarro counties on April 26th, and another 4 tornadoes occurred in Milam, Limestone and ...

Flash Flood — Jun 3, 2024

Upper level disturbances interacted with leftover surface outflow boundaries from nocturnal MCSs and allowed for scattered strong to severe storms across the region each afternoon from June 1st to June 3rd. A combination of hail, damaging winds, and flash flooding occurred, but an EF-U tornado also occurred in Henderson County on the 3rd. One life was lost June 3rd in Henderson County due to a ...

Flash Flood — Aug 22, 2022

A slow-moving upper trough combined with a stalling front, and a large swath of tropical moisture, to produce record and near-record rainfall across parts of North Texas late August 21 through August 22. Considerable flooding occurred across Dallas County after upwards of 15 inches of rain fell in some areas. Numerous roads, vehicles, homes, buildings and more were flooded and heavily damaged b...

Flood — Mar 9, 2016

This was a multi-day severe weather and flood event. It started with a large-scale upper level low pressure system which deepened over the Four-Corners region. Moisture and instability increased in advance of this system. Storms developed along a dry line Monday afternoon, many of which produced severe weather or flash flooding or both. Another area of storms formed ahead of the upper trough ov...

Source: NOAA National Weather Service Storm Events Database.

Van Zandt County NFIP Flood Insurance Claims

Total Claims Filed
31
Total Paid Out
$1.2M
Avg Claim
$49,408
Avg Water Depth
19.3 ft

Claims by Flood Zone

A Zones (High Risk)
13
X Unshaded (Low)
4

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Van Zandt County

FEMA assigns flood zone designations to areas in Van Zandt County, Texas:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Van Zandt County

Properties in Van Zandt County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.