Enter any address in Wichita County, Texas to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Wichita County. Between 2018 and 2025, NOAA Storm Events data recorded 29 flash flood events and 8 flood events. For example, widespread heavy rain caused numerous reports of flash flooding across the region on September 21, 2018. More recently, localized flooding occurred near Wichita Falls on June 30, 2025, due to slow-moving thunderstorms.
National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced the most claims, with 739 claims filed. However, Zone X_SHADED and Zone X have seen higher average payouts, suggesting significant damage can occur in these areas as well, with average water depths of 1.3 and 2.7 feet respectively. Residents in Zone A, as well as those in Zone X_SHADED and Zone X, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
8 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Wichita County, Texas has recorded 37 flood-related events since 1996 according to NOAA's Storm Events Database, including 29 flash floods and 8 river or area floods. The county has received 24 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1979–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| County Line Fire | Fire | Dec 10, 2021 |
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Severe Storm | May 4, 2015 |
| Sisk Road Fire | Fire | Apr 29, 2011 |
| Wichita Fire Complex | Fire | Apr 15, 2011 |
| Wildfires | Fire | Apr 6, 2011 |
| Electra West Fire | Fire | Apr 9, 2009 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Jun 30, 2025 | 0.00K |
| Flood | Aug 1, 2025 | 0.00K |
| Flood | Nov 8, 2024 | 0.00K |
| Flood | Dec 26, 2018 | 10.00K |
| Flash Flood | Sep 21, 2018 | 0.00K |
| Flash Flood | Oct 7, 2018 | 5.00K |
| Flash Flood | Jun 2, 2017 | 0.00K |
| Flash Flood | Sep 24, 2016 | 0.00K |
| Flash Flood | May 28, 2015 | 8.00K |
| Flash Flood | May 28, 2015 | 80.00K |
Flood — Jun 30, 2025
Widespread strong-to-severe thunderstorms developed along a quasi-stationary boundary across central and southern Oklahoma and western-north Texas during the evening of the 30th. The combination of high moisture content in the lower atmosphere and slow-moving thunderstorms led to a few localized areas of flooding near Wichita Falls, Texas.
Flood — Aug 1, 2025
A cluster of strong to occasionally severe thunderstorms moved across western-north Texas from the morning into early afternoon of the 1st. Minor flooding occurred in and around the community of Wichita Falls, Texas.
Flood — Nov 8, 2024
A vorticity maxima, embedded within a broader closed upper low along the Great Divide, rotated out across the Southern High Plains on the 8th. Widespread showers and thunderstorms produced locally heavy rainfall across portions of the area that, combined with heavy rains during prior days, led to a few reports of urban and stream flooding across the region.
Flood — Dec 26, 2018
A strong storm system with unseasonable moisture brought heavy rainfall and high winds to the area.
Flash Flood — Sep 21, 2018
Abundant moisture from the gulf and a remnant tropical system converged with a front coming in from northwest early on the morning of the 21st resulting in widespread heavy rain and numerous reports of flash flooding across central and south central Oklahoma and western north Texas through the day.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Wichita County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Wichita County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.