Enter any address in Wilbarger County, Texas to see its FEMA flood zone
Flash flooding from slow-moving storms is the dominant flood character in Wilbarger County. Between 1996 and 2016, NOAA Storm Events data recorded 14 flash flood events and 4 general flood events. For example, on March 28, 2017, slow-moving storms contributed to flash flooding across the area. Another instance occurred on May 19, 2018, when storms moving southeast resulted in flooding.
National Flood Insurance Program (NFIP) claims data shows that properties with unknown flood zones have experienced an average of $17,219 in payouts with an average water depth of 4.4 feet. A single claim in Zone A, a high-risk area, resulted in a higher average payout of $45,000 with an average water depth of 12.0 feet. Residents in areas with unknown flood zone designations, as well as those in Zone A, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
1 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Wilbarger County, Texas has recorded 18 flood-related events since 1996 according to NOAA's Storm Events Database, including 14 flash floods and 4 river or area floods. The county has received 17 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1979–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Winter Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Dec 26, 2015 |
| Waggoner Ranch Fire | Fire | Apr 29, 2011 |
| Wildfires | Fire | Apr 6, 2011 |
| Wildfires | Fire | Mar 14, 2008 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Jun 16, 2007 |
| Extreme Wildfire Threat | Fire | Nov 27, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | May 19, 2018 | 0.00K |
| Flash Flood | Mar 28, 2017 | 0.00K |
| Flash Flood | May 18, 2017 | 0.00K |
| Flash Flood | Jun 2, 2017 | 0.00K |
| Flash Flood | Jun 26, 2007 | 0.00K |
| Flash Flood | Jun 22, 2007 | 0.00K |
| Flood | Aug 26, 2006 | — |
| Flood | Oct 16, 2006 | 0.00K |
| Flood | Oct 15, 2006 | 0.00K |
| Flood | Aug 15, 2005 | — |
Flash Flood — May 19, 2018
An area of storms formed across Oklahoma along and around a stationary front (several other lingering boundaries contributed as well) on the afternoon of the 19th. These storms moved southeast into the night with some training resulting in flooding.
Flash Flood — Mar 28, 2017
An area of storms formed across Oklahoma and western north Texas in the vicinity of several fronts/boundaries overnight on the 28th into early 29th. Besides severe weather and a tornado, slow moving storms and extensive shower coverage also led to flash flooding.
Flash Flood — May 18, 2017
A line of storms fired along and just ahead of a dryline and cold front on the afternoon of the 18th and continued eastward across the state overnight into the 19th.
Flash Flood — Jun 2, 2017
An area of thunderstorms formed in the early morning in central Texas, then expanded into southwest Oklahoma early on the 2nd. With high rain rates, these storms produced flash flooding.
Flash Flood — Jun 26, 2007
Waves of intense showers and thunderstorms continued to move north through northern Texas. The heavy rainfall and already saturated ground helped cause more flash flooding through the morning and early afternoon hours. Monetary damages were estimated.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Wilbarger County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Wilbarger County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.