Enter any address in Wise County, Texas to see its FEMA flood zone
Flash flooding from thunderstorms is the primary flood hazard in Wise County. Between 1993 and 2023, NOAA data recorded 74 flash flood events and 16 general flood events. For example, on April 30, 2025, slow-moving fronts and training thunderstorms led to widespread flash flooding across North and Central Texas, impacting Wise County.
National Flood Insurance Program (NFIP) claims data indicates that while Zone A areas have seen the most claims (56), Zone X areas have experienced higher average water depths (7.8 ft) and significantly larger average payouts ($28,829) compared to Zone A ($8,945 payout, 2.7 ft depth). Two claims were recorded in Zone UNKNOWN with an average payout of $13,666 and 1.0 ft water depth.
Residents in all flood zones should be aware of their risk. However, homeowners in Zone X, and those in areas with higher average water depths and payouts, may face greater potential financial impact from flooding.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
31 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Wise County, Texas has recorded 90 flood-related events since 1996 according to NOAA's Storm Events Database, including 74 flash floods and 16 river or area floods. The county has received 22 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1981–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Severe Storm | May 4, 2015 |
| Wildfires | Fire | Aug 30, 2011 |
| Hurricane Ike | Hurricane | Sep 7, 2008 |
| Wildfires | Fire | Mar 14, 2008 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Jun 16, 2007 |
| Extreme Wildfire Threat | Fire | Nov 27, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Apr 30, 2025 | 0.00K |
| Flash Flood | Oct 24, 2025 | 10.00K |
| Flash Flood | May 28, 2024 | 0.00K |
| Flash Flood | May 28, 2024 | 50.00K |
| Flash Flood | Dec 26, 2024 | 1.00K |
| Flood | Apr 20, 2024 | 0.00K |
| Flash Flood | May 12, 2024 | 0.00K |
| Flood | Apr 8, 2024 | 0.00K |
| Flood | Aug 18, 2021 | 5.00K |
| Flood | May 23, 2020 | 0.00K |
Flash Flood — Apr 30, 2025
A slow moving front and an upper trough generated scattered thunderstorms on April 29, and widespread showers and thunderstorms on April 30, across much of North and Central Texas. Some of these storms became severe with large hail and damaging winds, but the most impactful weather was flash flooding due to the slow movement of the front and the resulting ���training��� of thunderst...
Flash Flood — Oct 24, 2025
An upper-level low brought two main rounds of thunderstorms to North and Central Texas during the last week of October 2025. The first, and most severe, was a large storm complex on the evening of October 24, followed by isolated activity on the afternoon of October 25. Severe weather primarily consisted of thunderstorm wind damage and isolated instances of flash flooding.
Flash Flood — May 28, 2024
On the heels of the May 27th evening hail event, another batch of thunderstorms developed near the Red River during the overnight hours as a shortwave trough moved through the Plains. These storms eventually grew upscale into an organized complex, diving southeast early on the morning of May 28. An intense bow echo caused widespread wind damage from the northern parts of DFW, through the easter...
Flash Flood — Dec 26, 2024
A meandering surface front provided a focus for thunderstorm development as a shortwave trough worked its way east through North and Central Texas on December 26. A few storms produced hail and localized flash flooding.
Flood — Apr 20, 2024
An upper level disturbance and a cold front produced one round of thunderstorms the evening of Thursday April 18, a few of which contained large hail. The front eventually stalled, setting the stage for a second round of thunderstorms (this time elevated above the frontal layer) on the night of the 19th and continuing into the 20th. A few storms produce marginally severe hail, and heavy rain ge...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Wise County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Wise County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.