Enter any address in Young County, Texas to see its FEMA flood zone
Flash flooding from thunderstorms is the primary flood hazard in Young County, TX. Over the past 30 years, NOAA Storm Events data shows 33 flash flood events compared to 8 general flood events. For example, flash flooding occurred in late April 2025 due to thunderstorm complexes, and again in February 2017 from a widespread area of showers and thunderstorms.
National Flood Insurance Program (NFIP) claims data indicates that while Zone A and Zone X properties have experienced claims, properties in unknown flood zones have seen the highest average payouts and water depths. Properties in Zone X, though fewer in number, have also incurred significant average payouts.
Homeowners, journalists, and real estate agents should pay particular attention to flood risk in areas designated as Zone A, Zone X, and especially any properties located in areas where flood zone designation is unknown, as these have shown higher average claim amounts and water depths.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
4 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Young County, Texas has recorded 41 flood-related events since 1996 according to NOAA's Storm Events Database, including 33 flash floods and 8 river or area floods. The county has received 21 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1978–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Severe Storm | May 4, 2015 |
| Pk East Fire | Fire | Apr 16, 2011 |
| Pk West Fire | Fire | Apr 13, 2011 |
| Hohertz Fire | Fire | Apr 9, 2011 |
| Wildfires | Fire | Apr 6, 2011 |
| Wildfires | Fire | Mar 14, 2008 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Apr 24, 2025 | 0.00K |
| Flood | Jun 29, 2021 | 0.00K |
| Flash Flood | Feb 19, 2017 | 0.00K |
| Flash Flood | May 29, 2016 | 0.00K |
| Flood | Aug 19, 2016 | 0.00K |
| Flash Flood | Aug 19, 2016 | 0.00K |
| Flash Flood | May 28, 2015 | 0.00K |
| Flood | Jun 17, 2015 | 0.00K |
| Flash Flood | Jun 15, 2015 | 0.50K |
| Flash Flood | May 9, 2015 | 0.00K |
Flash Flood — Apr 24, 2025
Thunderstorm complexes which developed across the Hill Country and Northwest Texas during the afternoons of April 23 and 24 propagated southeast across North and Central Texas each night into the following mornings. Several instances of large hail and damaging winds occurred with these storms, along with localized flash flooding.
Flash Flood — Feb 19, 2017
A large area of showers and thunderstorms associated with an upper level low pressure system rolled across North and Central Texas late Sunday into early Monday. Some severe storms occurred, producing wind damage and a few hail reports across mainly the southern half of the forecast area.
Flash Flood — May 29, 2016
Several disturbances in advance of a deepening upper level trough over the southwest states led to multiple rounds of showers and storms across North and Central TX. With wet soils already in place, flash flooding was the main weather concern during this time. However, with unstable air still in place, some storms were able to become severe with large hail and damaging winds.
Flash Flood — May 28, 2015
The end of May brought widespread flooding to north and central Texas. By the end of the month, the region had essentially erased a four year drought in less than four weeks. Several area lakes were in surcharge capacity and releasing water downstream. The city of Dallas was impacted most of all, with one major highway closed for nearly a week due to flooding. Occasional bouts with severe weath...
Flood — Jun 17, 2015
Tropical Depression Bill brought flooding to parts of North Texas. The counties that experienced the most significant flooding were Wise and Montague Counties, and the northern parts of Parker County. Over a foot of rain fell in parts of Montague County. The ground in many areas was still saturated from heavy rainfall in April and May, and the heavy rainfall from TD Bill quickly overflowed cree...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Young County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Young County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.