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Morgan County, Utah Flood Zones

Check an Address in Morgan County

Enter any address in Morgan County, Utah to see its FEMA flood zone

Read First-Hand Flood Stories from Morgan County

2 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

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Flood Risk Data for Morgan County

Morgan County, Utah has recorded 7 flood-related events since 1996 according to NOAA's Storm Events Database, including 1 flash floods and 6 river or area floods. The county has received 9 federal disaster declarations, 5 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Morgan County Disaster History

FEMA Disaster Declarations (1977–2023)

Disaster Declarations
9
Flood/Coastal Disasters
5
Latest Disaster
Flooding (2023-05-01)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Morgan County

DeclarationTypeDate
FloodingFloodMay 1, 2023
Straight-line WindsSevere StormSep 7, 2020
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
FloodingFloodApr 18, 2011
Hurricane Katrina EvacuationCoastal StormAug 29, 2005
Heavy Rains, Snowmelt & FloodingFloodFeb 12, 1986
Severe Storms, Landslides & FloodingFloodApr 13, 1983
DroughtDroughtJan 20, 1977

Recorded Flood Events in Morgan County

NOAA Storm Events Database (1996–2025)

Total Flood Events
7
River/Area Floods
6
Flash Floods
1
Total Property Damage
$185,000

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Morgan County

TypeDateDamage
FloodApr 12, 20235.00K
FloodJan 21, 201250.00K
FloodMay 23, 201150.00K
FloodApr 18, 20110.00K
FloodApr 18, 201110.00K
FloodMar 16, 201115.00K
Flash FloodAug 30, 200050K

Morgan County Flood History

Flood — Apr 12, 2023

Snowmelt brought enhanced flows, with avalanches, flooding and debris flows.

Flood — Jan 21, 2012

A potent Pacific storm system moved through Utah on January 21st and 22nd. Gusty winds were observed both ahead of and behind the strong cold front. Flooding, again due to heavy rain on top of frozen ground, was observed in the Wasatch mountain valleys. Heavy snowfall was also observed in the higher elevations across much of Utah, as well as the benches of the northern Wasatch Front behind the ...

Flood — May 23, 2011

Warm temperatures and fast snowmelt caused widespread river flooding across Utah through the end of May. Major rivers impacted included the Sevier River, the South Fork of the Ogden River, and much of the Weber River system. Note that this episode continued into June.

Flood — Apr 18, 2011

The combination of warmer temperatures and heavy rainfall caused flooding across many creeks and rivers across northern Utah. A few of the most impacted waterways included the Blacksmith Fork River, the Weber River, and Chalk Creek.

Flood — Mar 16, 2011

A very moist Pacific storm system brought heavy rainfall to the northern half of Utah. This rain combined with rapid snowmelt to cause flooding across several basins in Utah's mountain valleys, including portions of Weber and Morgan counties.

Source: NOAA National Weather Service Storm Events Database.

Morgan County NFIP Flood Insurance Claims

Total Claims Filed
8
Total Paid Out
$10,691
Avg Claim
$2,138
Avg Water Depth
3.0 ft

Claims by Flood Zone

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Morgan County

FEMA assigns flood zone designations to areas in Morgan County, Utah:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Morgan County

Properties in Morgan County, Utah that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.