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Provo, Utah Flood Zones

Check an Address in Provo

Enter any address in Provo, Utah to see its FEMA flood zone

Flood Risk in Provo, Utah

Provo has a population of 115,162 residents. Like many communities in Utah, properties in Provo may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Provo. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Utah Statewide Flood Data

Total NFIP Claims
1,202
Total Claims Paid
$8.1M
Active Policies
2,000
Avg Premium
$689/yr
Disaster Declarations
259
Peak Claims Year
1983

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in Provo

FEMA assigns flood zone designations to areas in Provo, Utah:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Provo

Properties in Provo that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in Utah is approximately $689 per year.

Even in low-risk zones, flood insurance is recommended — from 2014 to 2024, nearly one-third of NFIP claims came from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Utah flood zone data →