FEMA flood zones · Utah

Sanpete County, Utah Flood Zone Map

12 flood insurance claims·$41,176 paid·5 federal flood & hurricane disasters

4% of Sanpete County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Sanpete County, Utah. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How deep the water got

outlet80″ door12″24″36″48″60″72″84″

In flood insurance claims here that reported a flood depth, the average was 1 inches.

Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.

Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.

Flood claims, year by year

The worst year was 1983, with 5 claims and $38,394 paid, the year of Severe Storms, Landslides & Flooding.

1979: 1 claims1980: 2 claims1983: 5 claims1984: 1 claims1997: 1 claims2013: 1 claims2021: 1 claims19801990200020102020

Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.

In their words

2 NOAA storm reports from Sanpete County describe what happened, in the words of the forecasters who covered it. Read the Utah flood stories →

Federal disasters

10 federal disaster declarations since 1977, 5 of them floods, coastal storms or hurricanes.

DisasterBegan
FloodingMay 1, 2023
Hilltop FireAug 6, 2018
Wood Hollow FireJun 24, 2012
FloodingApr 18, 2011
Hurricane Katrina EvacuationAug 29, 2005
Severe Storms, Mudslides, Landslides & FloodingAug 17, 1984
Severe Storms, Landslides & FloodingApr 13, 1983
DroughtJan 20, 1977

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

13 since 1996: 11 flash floods and 2 river or area floods.

EventDateDamage
Flash FloodJul 20, 2017—
Flash FloodMay 27, 2015$100,000
Flash FloodAug 3, 2014—
Flash FloodJul 30, 2012$100,000
Flash FloodJul 15, 2012$20,000
FloodJun 1, 2011$100,000
Flash FloodJul 26, 2007—
Flash FloodJul 25, 2007$25,000

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Jul 20, 2017. Widespread thunderstorms developed across the state of Utah for several days in mid-July, producing both strong wind gusts and heavy rainfall.

Flash Flood · May 27, 2015. The end of May produced very active weather across the state of Utah, with widespread thunderstorms on most days. Several flash floods were observed across southern Utah, and multiple severe thunderstorms occurred across the northern half of the state.

Flash Flood · Aug 3, 2014. Thunderstorms with heavy rain developed across Utah in the first week of August, leading to multiple flash floods across the state. Some flood waters produced significant damage, especially in the city of Helper.

Flash Flood · Jul 30, 2012. Thunderstorms remained very active across Utah at the end of the month of July. Several flash floods occurred during this period of time, and severe winds were observed in Utah's northwest desert on July 26th.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Sanpete County

If a building in Sanpete County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.