Enter any address in Caledonia County, Vermont to see its FEMA flood zone
Flash flooding from intense thunderstorms dominates flood events in Caledonia County. Over the past 30 years, NOAA data shows 37 flash flood events and 28 general flood events. Recent examples include localized flash flooding in July 2025 due to excessive rainfall from tropical showers and thunderstorms, and severe to catastrophic flash flooding in July 2024, with rainfall up to 8 inches in areas like Morgan, Lyndon, and St. Johnsbury.
National Flood Insurance Program (NFIP) data indicates that properties in Zone A have experienced the most claims, with an average payout of $25,657 and an average water depth of 5.6 feet. Properties in Zone X also show significant claim activity, with an average payout of $22,437 and an average water depth of 5.6 feet. Homeowners in these zones, as well as those in Zone X_UNSHADED with a history of high average payouts, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
49 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Caledonia County, Vermont has recorded 65 flood-related events since 1996 according to NOAA's Storm Events Database, including 37 flash floods and 28 river or area floods. The county has received 31 federal disaster declarations, 12 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Tropical Depression Debby | Tropical Storm | Aug 8, 2024 |
| Severe Storms, Flooding, Landslides, And Mudslides | Flood | Jul 29, 2024 |
| Severe Storm, Flooding, Landslides, And Mudslides | Severe Storm | Jul 9, 2024 |
| Flooding | Flood | Jul 9, 2023 |
| Severe Storms, Flooding, Landslides, And Mudslides | Flood | Jul 7, 2023 |
| Tropical Storm Henri | Hurricane | Aug 22, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms And Flooding | Severe Storm | Jun 29, 2017 |
| Severe Storms And Flooding | Flood | Apr 15, 2014 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 10, 2025 | 125.00K |
| Flash Flood | Jul 10, 2025 | 1.00M |
| Flash Flood | Jul 30, 2024 | 2.00M |
| Flash Flood | Jul 30, 2024 | 500.00K |
| Flash Flood | Jul 30, 2024 | 4.00M |
| Flash Flood | Jul 11, 2024 | 1.00M |
| Flash Flood | Jul 11, 2024 | 100.00K |
| Flash Flood | Jul 10, 2024 | 1.00M (1 deaths) |
| Flash Flood | Jul 10, 2024 | 3.00M (1 deaths) |
| Flash Flood | Jul 10, 2024 | 500.00K (1 deaths) |
Flash Flood — Jul 10, 2025
A weak cold front slowly moved across northern NY and VT during the afternoon and evening hours of July 10th. Several rounds of tropical showers and thunderstorms traversed the area with a few storms pulsing to severe limits and localized excessive rainfall (4-5+ inches) in NE VT leading to localized flash flooding.
Flash Flood — Jul 30, 2024
A cluster of nearly stationary thunderstorms affected portions of Caledonia, Essex and Orleans Counties in northeastern Vermont during the early to mid morning hours of July 30, 2024. This produced rainfall amounts from 4 to as much as 8 inches in these areas which led to severe, and in some cases catastrophic flash flooding. The department of highways, state/local emergency management, and NWS...
Flash Flood — Jul 11, 2024
The remnants of TS Beryl combined with deep tropical moisture and a stationary front draped across the region produced multiple rounds of heavy showers and storms. This led to numerous reports of flash flooding, some locally severe across a roughly 50 mile swath through Chittenden, Washington, Lamoille, Caledonia, Orleans and Essex Counties.
Flash Flood — Jul 10, 2024
The remnants of TS Beryl combined with deep tropical moisture and a stationary front draped across the region produced multiple rounds of heavy showers and storms. This led to numerous reports of flash flooding, some locally severe across a roughly 50 mile swath through Chittenden, Washington, Lamoille, Caledonia, Orleans and Essex Counties.
Flash Flood — Aug 4, 2024
Scattered thunderstorms produced locally heavy rainfall of 1 to 3 inches, which led to a few reports of flash flooding, most notably in the East Burke area where roads damaged in the prior July 2024 flash floods were once again compromised.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Caledonia County, Vermont:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Caledonia County, Vermont that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.