Enter any address in Rutland County, Vermont to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Rutland County. Recent events include localized rainfall causing high water and flash flooding in July 2024, and significant flash flooding with road closures and property damage in the City of Rutland in August 2023. December 2023 also saw flooding from heavy rainfall combined with snowmelt.
National Flood Insurance Program data shows that properties in Zone A have experienced the most claims, with an average payout of $16,332 and an average water depth of 7.0 feet. Properties in Zone X and Zone X_Shaded also have a history of claims, with Zone X_Shaded claims averaging a higher payout of $23,631, though with a lower average water depth of 3.2 feet. Homeowners in Zone A, as well as those in Zone X and Zone X_Shaded, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
43 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Rutland County, Vermont has recorded 73 flood-related events since 1996 according to NOAA's Storm Events Database, including 37 flash floods and 33 river or area floods. The county has received 22 federal disaster declarations, 7 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Tropical Depression Debby | Tropical Storm | Aug 8, 2024 |
| Severe Storm And Flooding | Severe Storm | Dec 18, 2023 |
| Flooding | Flood | Jul 9, 2023 |
| Severe Storms, Flooding, Landslides, And Mudslides | Flood | Jul 7, 2023 |
| Tropical Storm Henri | Hurricane | Aug 22, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms And Flooding | Flood | Apr 15, 2019 |
| Severe Storms And Flooding | Severe Storm | Jun 29, 2017 |
| Severe Winter Storm | Severe Storm | Dec 9, 2014 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 29, 2024 | 50.00K |
| Flood | Dec 18, 2023 | 150.00K |
| Flash Flood | Jul 13, 2023 | 100.00K |
| Flash Flood | Jul 7, 2023 | 200.00K |
| Flash Flood | Aug 4, 2023 | 150.00K |
| Flash Flood | Aug 24, 2020 | 10.00K |
| Flash Flood | Jun 20, 2019 | 10.00K |
| Flash Flood | Apr 15, 2019 | 1.00M |
| Flood | Jun 19, 2017 | 1.00K |
| Flash Flood | Jul 1, 2017 | 3.00K |
Flash Flood — Jul 29, 2024
Slow moving thunderstorms produced localized rainfall amounts of two to three inches in the Rutland/Clarendon, VT area during late afternoon/early evening of July 29, 2024. A few reports of high water and flash flooding were received.
Flood — Dec 18, 2023
A very deep trough across the eastern seaboard allowed a deep, mild, moist flow from the Gulf of Mexico and the Atlantic ocean to feed into the northeast United States, including VT and NY on December 17th and 18th.||Surface low pressure across Florida on December 17th moved north along the eastern seaboard into New England on December 18th. Mild, moist air delivered 1.5 to 3+ inches of rainfal...
Flash Flood — Jul 13, 2023
Scattered thunderstorms, some with torrential rainfall affected portions of Addison and Rutland Counties. One to locally four inches of rain fell in a some areas, leading to a few reports of flash flooding and road washouts.
Flash Flood — Jul 7, 2023
Clusters of showers and thunderstorms crossed the Green Mountain state on July 7, 2023. Torrential downpours were frequent with some storms repeatedly training over the southern and central Green Mountains as well in portions of northeastern Vermont where, in some cases, considerable flash flooding occurred.
Flash Flood — Aug 4, 2023
Training showers and thunderstorms with torrential rainfall affected portions of Rutland and Windsor Counties in Vermont during the late afternoon and early evening hours of August 4, 2023. The City of Rutland experienced significant flash flooding with roads closed and some significant property/infrastructure damage. Some of these thunderstorms also produced wind damage and hail.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Rutland County, Vermont:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Rutland County, Vermont that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.