101 flood insurance claims·$1.2M paid·10 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Clallam County, Washington. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
43% of Clallam County’s flood insurance claims were on properties rated outside FEMA’s high-risk zones.
82 NFIP claims with a recorded rated flood zone, 1978 to date. The zone is the one FEMA used to rate that policy, which may not match today’s map. Source: OpenFEMA NFIP claims.
In flood insurance claims here that reported a flood depth, the average was 8 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 1999, with 9 claims and $193,337 paid.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
5 NOAA storm reports from Clallam County describe what happened, in the words of the forecasters who covered it. Read the Washington flood stories →
29 federal disaster declarations since 1979, 10 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides | Dec 9, 2025 |
| Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides | Jan 5, 2024 |
| Severe Winter Storm, Straight-line Winds, Flooding, Landslides, And Mudslides | Nov 3, 2022 |
| Severe Winter Storms, Snowstorms, Straight-line Winds, Floodin | Dec 26, 2021 |
| Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides | Nov 5, 2021 |
| Severe Winter Storm, Straight-line Winds, Flooding, Landslides, And Mudslides | Dec 29, 2020 |
| Severe Winter Storms, Straight-line Winds, Flooding, Landslides, Mudslides, Tornado | Dec 10, 2018 |
| Severe Winter Storm, Straight-line Winds, Flooding, Landslides, Mudslides, And A T | Dec 1, 2015 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
7 since 1996: 6 river or area floods and 1 coastal floods or surges.
| Event | Date | Damage |
|---|---|---|
| Coastal Flood | Nov 13, 2024 | — |
| Flood | Nov 28, 2021 | $600,000 |
| Flood | Nov 14, 2021 | $5.5M |
| Flood | Jan 2, 2021 | $121,000 |
| Flood | Nov 17, 2015 | $50,000 |
| Flood | Nov 16, 2009 | $25,000 |
| Flood | Nov 4, 2006 | $500,000 |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Coastal Flood · Nov 13, 2024. A combination of low atmospheric pressure and high astronomical tide produced minor to moderate coastal flooding on the Washington coast and in south Puget Sound.
Flood · Nov 28, 2021. Heavy rain of 5 to 10 inches caused flooding on many rivers, including the Bogachiel, Nooksack, Samish, Skagit, Skokomish, Stillaguamish Rivers. There was urban and small stream flooding as well. The heavy rain also triggered landslides throughout the area. Significant flooding on the Nooksack River, for the second time this month, overflowed at the City of Everson to the degree that flood waters flowed north alon…
Flood · Nov 14, 2021. An upper level trough Gulf Low continued off the west coast that brought a series of atmospheric rivers resulting in flooding across parts of western Washington. This second atmospheric river episode of the month was a set of three atmospheric rivers back-to-back-to-back. Water vapor transport into Western Washington averaged 160 - 200% of normal during the period of 11 November - 16 November. Heavy rainfall sprea…
Flood · Jan 2, 2021. From December 29 - January 16, a strong and persistent Aleutian Low pressure system developed in the eastern Pacific which directed the jet stream and primary storm track at Washington State that resulted in a rapid series of atmospheric rivers and wind storms that battered Washington State. Water vapor transport into Washington State averaged 160-200% of normal during the period from December 29 through January 1…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Clallam County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.