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Cowlitz County, Washington Flood Zones

Check an Address in Cowlitz County

Enter any address in Cowlitz County, Washington to see its FEMA flood zone

The Flooding Character of Cowlitz County

River flooding is the dominant flood character in Cowlitz County. Recent events include minor river flooding on the Cowlitz River near Kelso and the Grays River near Rosburg in December 2023, following heavy rains from an atmospheric river. In January 2022, strong Pacific fronts caused flooding of mainstem rivers draining the coastal mountains and interior of southwest Washington, with coastal flooding also occurring due to high tides combined with high river levels.

National Flood Insurance Program data shows a significant number of claims across various flood zones. Zone A, which typically has a Base Flood Elevation (BFE), has the highest number of claims at 202, with an average payout of $18,637 and an average water depth of 10.3 feet. Claims in Zone UNKNOWN averaged the highest payout at $23,278 and the deepest water at 16.4 feet. Properties in Zone X_UNSHADED and Zone X also experienced claims with average water depths of 6.1 and 6.6 feet, respectively.

Homeowners and residents in Cowlitz County should pay close attention to their flood risk, particularly those residing in Zone A, near rivers, or in areas designated as Zone UNKNOWN. Properties in Zone X_SHADED and Zone X may also be subject to flooding, as indicated by historical claims data.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Cowlitz County

5 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Washington flood stories →

Flood Risk Data for Cowlitz County

Cowlitz County, Washington has recorded 27 flood-related events since 1996 according to NOAA's Storm Events Database. The county has received 22 federal disaster declarations, 11 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Cowlitz County Disaster History

FEMA Disaster Declarations (1964–2024)

Disaster Declarations
22
Flood/Coastal Disasters
11
Latest Disaster
Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides (2024-01-05)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Cowlitz County

DeclarationTypeDate
Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And MudslidesSevere StormJan 5, 2024
Severe Winter Storms, Snowstorms, Straight-line Winds, FloodinFloodDec 26, 2021
Severe Winter Storm, Straight-line Winds, Flooding, Landslides, And MudslidesSevere StormDec 29, 2020
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Winter Storm, Straight-line Winds, Flooding, Landslides, Mudslides, And A TFloodDec 1, 2015
Severe Winter Storm, Landslides, Mudslides, And FloodingFloodJan 6, 2009
Severe Winter Storm And Record And Near Record SnowSevere StormDec 12, 2008
Severe Storms, Flooding, Landslides, And MudslidesSevere StormNov 2, 2006
Hurricane Katrina EvacuationCoastal StormAug 29, 2005

Recorded Flood Events in Cowlitz County

NOAA Storm Events Database (1996–2025)

Total Flood Events
27
River/Area Floods
27
Total Property Damage
$253.9M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Cowlitz County

TypeDateDamage
FloodDec 6, 20230.00K
FloodJan 6, 20220.00K
FloodMar 1, 202225.00K
FloodJan 13, 20210.00K
FloodNov 11, 20210.00K
FloodSep 17, 2020250.00M
FloodFeb 12, 20190.00K
FloodMar 28, 20170.00K
FloodMar 15, 20170.00K
FloodFeb 9, 20170.00K

Cowlitz County Flood History

Flood — Dec 6, 2023

A strong atmospheric river brought heavy rains on December 5th which led to minor river and urban flooding across portions of southwest Washington. Clark County and Cowlitz County saw landslides, along with minor river flooding, including the Cowlitz River at Kelso and the Grays River near Rosburg. Portions of the Willapa Hills and south Washington Cascades received 12 to 16 inches of rain over...

Flood — Jan 6, 2022

The second in a series of strong Pacific fronts brought another round of heavy rain and resulting flooding of mainstem rivers draining the coastal mountains and interior of southwest Washington. Coastal flooding also occurred at some coastal communities as a result of high astronomical tides combined with high river levels and high seas.

Flood — Mar 1, 2022

A slow moving front in the region brought heavy rain and breezy conditions to the area.

Flood — Jan 13, 2021

A series of strong slow moving fronts brought periods of heavy rain along with strong winds. This resulted in high surf, coastal and river flooding.

Flood — Nov 11, 2021

Heavy rains produced by an atmospheric river brought river flooding to portions of northwest Oregon and southwest Washington.

Source: NOAA National Weather Service Storm Events Database.

Cowlitz County NFIP Flood Insurance Claims

Total Claims Filed
555
Total Paid Out
$11.8M
Avg Claim
$27,075
Avg Water Depth
17.9 ft

Claims by Flood Zone

A Zones (High Risk)
202
X Shaded (500-yr)
73
X Unshaded (Low)
93

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Cowlitz County

FEMA assigns flood zone designations to areas in Cowlitz County, Washington:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Cowlitz County

Properties in Cowlitz County, Washington that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.