FEMA flood zones · Washington

Garfield County, Washington Flood Zone Map

2 flood insurance claims·$95 paid·7 federal flood & hurricane disasters

FEMA’s digital flood map shows no high- or moderate-risk zones in Garfield County. That can mean the area was never studied in detail or has no digital map, not that it can’t flood; the county floodplain administrator can say which.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Garfield County, Washington. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

In their words

2 NOAA storm reports from Garfield County describe what happened, in the words of the forecasters who covered it. Read the Washington flood stories →

Federal disasters

14 federal disaster declarations since 1964, 7 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storms, Flooding, Landslides, And MudslidesJan 20, 2020
Severe Storms, Straight-line Winds, Flooding, Landslides, And MudslidesNov 12, 2015
Severe Winter Storm, Landslides, Mudslides, And FloodingJan 6, 2009
Severe Winter Storm And Record And Near Record SnowDec 12, 2008
Hurricane Katrina EvacuationAug 29, 2005
School FireAug 7, 2005
Severe Winter Storms, Land & Muds Slides,floodingDec 26, 1996
High Winds, Severe Storms And FloodingJan 26, 1996

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

6 since 1996: 2 flash floods and 4 river or area floods.

EventDateDamage
FloodFeb 23, 2025—
Flash FloodAug 10, 2022—
Flash FloodMay 28, 2008—
FloodApr 14, 2002—
FloodMay 26, 1999$15,000
FloodJan 2, 1997—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · Feb 23, 2025. A strong atmospheric river moved through the region on February 22-26. Many locations across Eastern Washington received rain amounts 1 to 2 inches over the period. The rain combined with snow melt in the area leading to several reports of flooding from Pullman to Spokane. Little Spokane River at Dartford crested at 5.82 feet. The Latah Creek at Spokane crested at 12.82 feet. The South Fork of the Palouse River at…

Flash Flood · Aug 10, 2022. A slow moving Low brought several rounds of thunderstorms to the Eastern Washington. The thunderstorms produced large hail, strong winds, and flash flooding to the region. The first round impacted Southeast WA. The Low increased instability and low level moisture leading to decent afternoon convection.

Flash Flood · May 28, 2008. Brief heavy rain led to flash flooding near Pullman and 14 miles east of Pomeroy. Five to six miles north to northeast of Pullman, flooding was observed on Estes and Old Ambion roads. Fourteen miles east of Pomeroy, 1.6 inches of rain was measured in 20 minutes near Alpowa Summit on Highway 12. This led to several road closures on the southwest side of the summit.

Flood · Apr 14, 2002. Several days of warm weather, wind and rain caused rapid mid-elevation snowmelt. This pushed the Grande Ronde River into flood. Nearby at Troy, Oregon, the river passed its flood stage of 10.0 feet, cresting at 10.44 feet at 530 PM PDT before falling back below flood stage.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Garfield County

If a building in Garfield County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.