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Grays Harbor County, Washington Flood Zones

Check an Address in Grays Harbor County

Enter any address in Grays Harbor County, Washington to see its FEMA flood zone

The Flooding Character of Grays Harbor County

Coastal flooding and riverine flooding are the primary flood concerns in Grays Harbor County. Recent events include coastal flooding in November 2024, driven by high tides and low atmospheric pressure, and significant riverine flooding in January 2022, caused by a series of winter storms and atmospheric rivers. Earlier in January 2021, persistent low-pressure systems also led to atmospheric rivers and heavy rainfall, contributing to flood conditions.

National Flood Insurance Program (NFIP) data indicates a substantial number of claims in Zone A, with an average payout of $15,128 and an average water depth of 3.5 feet. Claims in Zone X and Zone X_Unshaded also show high average payouts and water depths, suggesting significant risk in these areas as well. Homeowners in coastal areas, as well as those residing in or near mapped flood zones, particularly Zone A, should be aware of their flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Grays Harbor County

6 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Washington flood stories →

Flood Risk Data for Grays Harbor County

Grays Harbor County, Washington has recorded 13 flood-related events since 1996 according to NOAA's Storm Events Database. The county has received 34 federal disaster declarations, 16 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Grays Harbor County Disaster History

FEMA Disaster Declarations (1964–2025)

Disaster Declarations
34
Flood/Coastal Disasters
16
Latest Disaster
Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides (2025-12-09)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Grays Harbor County

DeclarationTypeDate
Severe Storms, Straight-line Winds, Flooding, Landslides, And MudslidesFloodDec 9, 2025
Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And MudslidesSevere StormJan 5, 2024
Severe Winter Storms, Snowstorms, Straight-line Winds, FloodinFloodDec 26, 2021
Severe Winter Storm, Straight-line Winds, Flooding, Landslides, And MudslidesSevere StormDec 29, 2020
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Flooding, Landslides, And MudslidesFloodJan 20, 2020
Severe Winter Storms, Straight-line Winds, Flooding, Landslides, Mudslides, TornadoSevere StormDec 10, 2018
Severe Winter Storm, Straight-line Winds, Flooding, Landslides, Mudslides, And A TFloodDec 1, 2015
Severe WindstormSevere StormAug 29, 2015

Recorded Flood Events in Grays Harbor County

NOAA Storm Events Database (1996–2025)

Total Flood Events
13
River/Area Floods
6
Coastal/Storm Surge
7
Total Property Damage
$9.5M
Flood Deaths
3

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Grays Harbor County

TypeDateDamage
Coastal FloodNov 13, 20240.00K
FloodJan 6, 20223.39M (2 deaths)
Coastal FloodJan 13, 20211000.00K
FloodJan 12, 202159.00K
FloodJan 2, 202160.00K
Coastal FloodNov 15, 20202.00M
Coastal FloodDec 10, 20155.00K
FloodJan 7, 20091.20M
FloodNov 4, 2006760.00K
Storm Surge/TideMar 12, 2002

Grays Harbor County Flood History

Coastal Flood — Nov 13, 2024

A combination of low atmospheric pressure and high astronomical tide produced minor to moderate coastal flooding on the Washington coast and in south Puget Sound.

Flood — Jan 6, 2022

A strong and persistent upper-level low-pressure system developed over the northern Rockies and southern Canada and then slowly migrated westward while continuously directing the jet stream and primary storm track at Washington State. This strong low-pressure system resulted in a 21-day period of a series of winter storms, wind storms, and atmospheric rivers that battered Washington State in ra...

Coastal Flood — Jan 13, 2021

A series of storm systems affected Western Washington around the middle of January, with dangerous beach conditions expected to set up by January 12. This combined with King Tides led to the potential for coastal flooding through the 13th.

Flood — Jan 12, 2021

The period from January 10 to 16 continued a pattern of a strong and persistent Aleutian Low pressure system in the eastern Pacific that began December 29, 2020 and which directed the jet stream and primary storm track at Washington State. This resulted in a series of atmospheric rivers and wind storms that battered Washington State. Water vapor transport into Washington State averaged 160-200...

Flood — Jan 2, 2021

From December 29 - January 16, a strong and persistent Aleutian Low pressure system developed in the eastern Pacific which directed the jet stream and primary storm track at Washington State that resulted in a rapid series of atmospheric rivers and wind storms that battered Washington State. Water vapor transport into Washington State averaged 160-200% of normal during the period from December ...

Source: NOAA National Weather Service Storm Events Database.

Grays Harbor County NFIP Flood Insurance Claims

Total Claims Filed
749
Total Paid Out
$11.0M
Avg Claim
$18,962
Avg Water Depth
6.1 ft

Claims by Flood Zone

A Zones (High Risk)
585
V Zones (Coastal)
4
X Shaded (500-yr)
8
X Unshaded (Low)
36

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Grays Harbor County

FEMA assigns flood zone designations to areas in Grays Harbor County, Washington:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Grays Harbor County

Properties in Grays Harbor County, Washington that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.