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Spokane County, Washington Flood Zones

Check an Address in Spokane County

Enter any address in Spokane County, Washington to see its FEMA flood zone

The Flooding Character of Spokane County

River overflow is the dominant flood character in Spokane County. Between 1996 and 2023, the NOAA Storm Events Database recorded 36 flood events and 15 flash flood events. For example, in February 2025, an atmospheric river combined with snowmelt caused significant flooding. Rivers such as the Little Spokane River at Dartford crested at 5.82 feet, and Latah Creek at Spokane reached 12.82 feet.

National Flood Insurance Program (NFIP) claims data indicates that properties in Zone X have experienced the highest average payouts ($76,266) with an average water depth of 6.6 feet, despite Zone A having more total claims. Homeowners in or near floodplains, particularly those adjacent to rivers like the Latah Creek or Little Spokane River, should pay close attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Spokane County

25 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Washington flood stories →

Flood Risk Data for Spokane County

Spokane County, Washington has recorded 51 flood-related events since 1996 according to NOAA's Storm Events Database, including 15 flash floods and 36 river or area floods. The county has received 28 federal disaster declarations, 7 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Spokane County Disaster History

FEMA Disaster Declarations (1964–2023)

Disaster Declarations
28
Flood/Coastal Disasters
7
Latest Disaster
Oregon Fire (2023-08-19)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Spokane County

DeclarationTypeDate
Oregon FireFireAug 19, 2023
Gray FireFireAug 18, 2023
WildfiresFireAug 18, 2023
Andrus FireFireJul 5, 2021
Severe Winter Storm, Straight-line Winds, Flooding, Landslides, And MudslidesSevere StormDec 29, 2020
Babb FireFireSep 7, 2020
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Upriver Beacon FireFireJul 17, 2018
Severe Winter Storms, Flooding, Landslides, MudslidesFloodJan 30, 2017

Recorded Flood Events in Spokane County

NOAA Storm Events Database (1996–2025)

Total Flood Events
51
River/Area Floods
36
Flash Floods
15
Total Property Damage
$15.2M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Spokane County

TypeDateDamage
FloodFeb 23, 20250.00K
FloodFeb 23, 20255.00K
FloodFeb 23, 20250.50K
FloodFeb 22, 20250.00K
FloodMay 27, 20230.00K
FloodDec 26, 20221.00K
FloodJun 12, 202210.00K
FloodJun 12, 20220.00K
FloodJun 5, 20225.00K
Flash FloodJun 5, 2022180.00K

Spokane County Flood History

Flood — Feb 23, 2025

A strong atmospheric river moved through the region on February 22-26. Many locations across Eastern Washington received rain amounts 1 to 2 inches over the period. The rain combined with snow melt in the area leading to several reports of flooding from Pullman to Spokane. Little Spokane River at Dartford crested at 5.82 feet. The Latah Creek at Spokane crested at 12.82 feet. The South Fork of ...

Flood — Feb 22, 2025

A strong atmospheric river moved through the region on February 22-26. Many locations across Eastern Washington received rain amounts 1 to 2 inches over the period. The rain combined with snow melt in the area leading to several reports of flooding from Pullman to Spokane. Little Spokane River at Dartford crested at 5.82 feet. The Latah Creek at Spokane crested at 12.82 feet. The South Fork of ...

Flood — May 27, 2023

Another Low brought thunderstorms to the region bringing heavy rains and lightning for May 27, 2023.

Flood — Dec 26, 2022

Rain amounts above an inch and melting snow caused flooding issues in the Spokane and|Oakesdale areas.

Flood — Jun 12, 2022

Another trough system brought a round of slow moving stratiform slow moving showers. With the abundant amount of precipitation from earlier in the month, the streams and creeks were already near bank full. The additional 1 inch of precipitation starting to create problems for low lying areas in the Southeast WA and Lower ID Panhandle.

Source: NOAA National Weather Service Storm Events Database.

Spokane County NFIP Flood Insurance Claims

Total Claims Filed
52
Total Paid Out
$1.6M
Avg Claim
$57,491
Avg Water Depth
6.5 ft

Claims by Flood Zone

A Zones (High Risk)
23
X Unshaded (Low)
9

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Spokane County

FEMA assigns flood zone designations to areas in Spokane County, Washington:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Spokane County

Properties in Spokane County, Washington that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.