Enter any address in Whatcom County, Washington to see its FEMA flood zone
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES | Flood | 2025-12-09 |
| SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES | Flood | 2021-11-05 |
| COVID-19 PANDEMIC | Biological | 2020-01-20 |
| SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES | Flood | 2020-01-20 |
| COVID-19 | Biological | 2020-01-20 |
| SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, MUDSLIDES, TORNADO | Severe Storm | 2018-12-10 |
| SEVERE WINTER STORMS, FLOODING, LANDSLIDES, MUDSLIDES | Flood | 2017-01-30 |
| SEVERE WINDSTORM | Severe Storm | 2015-08-29 |
| GOODELL FIRE | Fire | 2015-08-19 |
| WILDFIRES AND MUDSLIDES | Fire | 2015-08-09 |
FEMA assigns flood zone designations to areas in Whatcom County, Washington:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Whatcom County, Washington that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.
Visit FloodSmart.gov to find an agent and get a quote.