Enter any address in Berkeley County, West Virginia to see its FEMA flood zone
Flash flooding from thunderstorms and prolonged rain events are the dominant flood types in Berkeley County, WV. Recent events include localized flooding from 2 to 4 inches of rain in a short period on July 14, 2025, and widespread minor flooding caused by extended moderate rain on January 10, 2024.
National Flood Insurance Program (NFIP) data shows that properties in Zone A have experienced the most claims, with an average payout of $17,429 and an average water depth of 3.7 feet. Properties in Zone X also have a history of claims, though with lower average payouts and water depths. Homeowners in areas designated as Zone A, or those with properties near rivers and streams, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
51 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Berkeley County, West Virginia has recorded 125 flood-related events since 1996 according to NOAA's Storm Events Database, including 25 flash floods and 100 river or area floods. The county has received 18 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1972–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Sandy | Hurricane | Oct 29, 2012 |
| Severe Storms | Severe Storm | Jun 29, 2012 |
| Severe Storms And Straight-line Winds | Severe Storm | Jun 29, 2012 |
| Severe Winter Storms And Snowstorms | Snowstorm | Feb 5, 2010 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Storms, Flooding, And Landslides | Severe Storm | Sep 16, 2004 |
| Hurricane Isabel | Hurricane | Sep 18, 2003 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | May 14, 2025 | 0.00K |
| Flash Flood | Jul 14, 2025 | 0.00K |
| Flood | Jan 28, 2024 | 0.00K |
| Flood | Jan 10, 2024 | 0.00K |
| Flood | Aug 9, 2024 | 0.00K |
| Flash Flood | Aug 8, 2024 | 0.00K |
| Flash Flood | Aug 7, 2023 | 0.00K |
| Flood | Aug 7, 2023 | 0.00K |
| Flood | Dec 23, 2022 | 0.00K |
| Flood | May 7, 2022 | 0.00K |
Flood — May 14, 2025
A slow moving closed upper level low originating from the Gulf of America brought anomalous moisture into the area bringing localized heavy rain and a long duration moderate rain event.
Flash Flood — Jul 14, 2025
Another day of an anomalously moist airmass produced numerous showers and thunderstorms across West Virginia. This resulted in localized rainfall amounts of 2 to 4 inches in a short period of time, which resulted in instances of flooding and flash flooding.
Flood — Jan 28, 2024
An area of low pressure moved by to the south during the early morning hours of January 29th bringing a widespread inch and a half to two inches of rain. This resulted in some rivers rising into Minor Flood Stage and several streams overflowing their banks.
Flood — Jan 10, 2024
An area of low pressure tracked through the Ohio River Valley and up through the Great Lakes Region. A strong low level jet enhanced moisture flow into the low pressure system leading to an extended period of moderate rain that caused widespread minor flooding with isolated moderate flooding.
Flood — Aug 9, 2024
The remnants of Debby tracked through the area Thursday night into Friday, August 8th into August 9th. Tropical moisture combined with lift from the remnants to cause heavy rain across much of Virginia. The heavy rain led to several instances of flash flooding and flooding.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Berkeley County, West Virginia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Berkeley County, West Virginia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.