Enter any address in Boone County, West Virginia to see its FEMA flood zone
Flash flooding from heavy rainfall events is the primary flood hazard in Boone County, WV. Between 1993 and 2023, NOAA Storm Events data recorded 48 flash flood events and 21 general flood events. For example, heavy precipitation associated with approaching weather systems contributed to flooding on February 16, 2025, and again on April 4, 2025.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A, which have a moderate to high risk of flooding, have experienced the most claims, with an average payout of $8,502 and an average water depth of 2.6 feet. However, properties in Zone X, designated as having a low to moderate risk, have also seen claims with significantly higher average payouts of $19,486 and an average water depth of 6.5 feet, suggesting that flood risk exists even in areas not typically considered high-risk. Homeowners in Zone A, as well as those in Zone X and Zone X_Unshaded, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
56 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Boone County, West Virginia has recorded 69 flood-related events since 1996 according to NOAA's Storm Events Database, including 48 flash floods and 21 river or area floods. The county has received 31 federal disaster declarations, 7 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1967–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storm, Straight-line Winds, Flooding, Landslides, And Mudslides | Severe Storm | Feb 15, 2025 |
| Severe Storms, Flooding, Landslides, And Mudslides | Flood | Apr 11, 2024 |
| Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides | Severe Storm | Apr 2, 2024 |
| Severe Storms, Flooding, Landslides, And Mudslides | Flood | Aug 28, 2023 |
| Severe Storms And Flooding | Flood | Feb 27, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Flooding, Landslides, And Mudslides | Severe Storm | Apr 3, 2015 |
| Severe Winter Storm, Flooding, Landslides, And Mudslides | Severe Storm | Mar 3, 2015 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 26, 2025 | 0.00K |
| Flash Flood | Jul 20, 2025 | 0.00K |
| Flood | Feb 16, 2025 | 0.00K |
| Flood | Apr 4, 2025 | 3.00K |
| Flash Flood | Apr 4, 2025 | 0.00K |
| Flash Flood | Apr 11, 2024 | 0.00K |
| Flash Flood | Apr 11, 2024 | 3.00K |
| Flash Flood | Aug 28, 2023 | 0.50K |
| Flash Flood | Aug 28, 2023 | 40.00K |
| Flood | Feb 17, 2023 | 0.25K |
Flash Flood — Jun 26, 2025
For the end of June, a stretch of active weather occurred due to a cold front that rippled across Ohio and Pennsylvania and then sank into northern West Virginia while high pressure sprawled across the southeastern United States. A low pressure system pushed the front back to the north before pivoting east out of the Great Lakes region and dragging yet another front towards the middle Ohio Vall...
Flash Flood — Jul 20, 2025
A stalled cold front settling over West Virginia set forth multiple days of active weather around the area from July 17th to the 21st. The boundary eventually slid north as a warm front on the 19th of July while a disturbance passed across the Great Lakes region and took aim for New England. A secondary cold front approached from the north and then sank down through the middle Ohio Valley and C...
Flood — Feb 16, 2025
Light precipitation started to arrive on the evening of February 14th due to an approaching low pressure system, with more substantial rain spreading across the area overnight into the 15th as a warm front approached from the south. This promoted a brief instance of thunderstorms on the morning of February 15th, with damaging winds knocking down trees and power lines to parts of the state. Whil...
Flood — Apr 4, 2025
A line of showers and thunderstorms followed a warm front across the Middle Ohio Valley and Central Appalachians during the morning of April 3rd. A cold front brought more precipitation into the area the night of the 3rd and then stalled over West Virginia through the morning of the 4th. Showers continued in the vicinity of the boundary which slid to the south on the afternoon of the 4th before...
Flash Flood — Apr 4, 2025
A line of showers and thunderstorms followed a warm front across the Middle Ohio Valley and Central Appalachians during the morning of April 3rd. A cold front brought more precipitation into the area the night of the 3rd and then stalled over West Virginia through the morning of the 4th. Showers continued in the vicinity of the boundary which slid to the south on the afternoon of the 4th before...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Boone County, West Virginia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Boone County, West Virginia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.