52 flood insurance claims·$476,730 paid·5 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Doddridge County, West Virginia. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Flash flooding from heavy rain and severe weather dominates the flood risk profile in Doddridge County, West Virginia, accounting for 31 out of 51 total recorded flood events over the last 30 years, alongside 20 general flood events. This weather pattern is illustrated by active periods such as June 2025, when stalled frontal boundaries and upper-level disturbances brought repeated rounds of showers and storms, as well as April 2024, when unseasonably warm temperatures and passing disturbances fueled thunderstorms that caused power outages and tree damage alongside flooding conditions. Additional heavy rainfall occurred in May 2025, when slow-moving warm and cold fronts dropped continuous precipitation across the area.
NFIP claims data shows that property owners in high-risk Zone A have filed 24 claims averaging $12,157 with an average recorded water depth of 7 inches. Meanwhile, properties in Zone X recorded 8 claims with an average payout of $17,786 and an average water depth of 9 inches, while Zone UNKNOWN recorded 20 claims with an average payout of $5,742 and an average water depth of 3 inches. Residents living within Zone A and Zone X, as well as those with unmapped or unknown flood zones, should pay the closest attention to property-specific risk given the history of flash flooding and recorded water depths across these zones.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
Less than 1% of Doddridge County’s flood insurance claims were on properties rated outside FEMA’s high-risk zones.
24 NFIP claims with a recorded rated flood zone, 1978 to date. The zone is the one FEMA used to rate that policy, which may not match today’s map. Source: OpenFEMA NFIP claims.
In flood insurance claims here that reported a flood depth, the average was 5 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 1985, with 17 claims and $106,974 paid, the year of Severe Storms & Flooding.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
41 NOAA storm reports from Doddridge County describe what happened, in the words of the forecasters who covered it. Read the West Virginia flood stories →
24 federal disaster declarations since 1967, 5 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Winter Storm | Jan 23, 2026 |
| Severe Storms, Flooding, Landslides, And Mudslides | Apr 11, 2024 |
| Severe Storms, Flooding, Landslides, And Mudslides | Feb 14, 2018 |
| Severe Storms, Flooding, Landslides, And Mudslides | Jul 28, 2017 |
| Severe Storms, Flooding, Landslides, And Mudslides | Apr 8, 2015 |
| Severe Winter Storm, Flooding, Landslides, And Mudslides | Mar 3, 2015 |
| Hurricane Sandy | Oct 29, 2012 |
| Severe Storms | Jun 29, 2012 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
51 since 1996: 31 flash floods and 20 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flood | May 30, 2025 | — |
| Flash Flood | Jun 15, 2025 | — |
| Flood | Apr 12, 2024 | — |
| Flash Flood | Apr 11, 2024 | — |
| Flash Flood | Sep 9, 2023 | $500 |
| Flash Flood | Aug 10, 2022 | $1.4M |
| Flood | May 7, 2022 | $500 |
| Flood | Feb 4, 2022 | $500 |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flood · May 30, 2025. A warm front lifted into the vicinity of West Virginia on the night of May 29th and remained present overhead until being ushered east by a low the evening of the 30th. Behind this system, a cold front approached from the north and slowly descended southward through the area on the 31st.||Rounds of rain and storms moved across the area on the 30th, with several severe thunderstorms downing power lines and numerous…
Flash Flood · Jun 15, 2025. The middle of the month proved to be active across the state of West Virginia in response to a stalled frontal boundary across Ohio, southern Pennsylvania, and northern West Virginia while an upper level disturbance pivoted overhead. Showers and storms began to develop in the moist and unstable environment by the night of June 13th. A lull in precipitation occurred the morning of the 14th, then activity redevelope…
Flood · Apr 12, 2024. Showers and thunderstorms developed on the afternoon of April 11th due to the combination of unseasonably warm temperatures and a passing disturbance. Storms crossed in from the Ohio River Valley during the early afternoon and continued an eastward progression into the evening. A swath of tree damage and power outages were observed from Mingo County to the eastern half of the West Virginia from damaging wind gusts…
Flash Flood · Apr 11, 2024. Showers and thunderstorms developed on the afternoon of April 11th due to the combination of unseasonably warm temperatures and a passing disturbance. Storms crossed in from the Ohio River Valley during the early afternoon and continued an eastward progression into the evening. A swath of tree damage and power outages were observed from Mingo County to the eastern half of the West Virginia from damaging wind gusts…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Doddridge County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.