FloodZoneMap.org

Hancock County, West Virginia Flood Zones

Check an Address in Hancock County

Enter any address in Hancock County, West Virginia to see its FEMA flood zone

The Flooding Character of Hancock County

Flash flooding from heavy rainfall events is the dominant flood character in Hancock County. Recent examples include widespread flash flooding across the Ohio River Valley in April 2024, following several days of significant rainfall, and flash flooding in July 2023, which occurred after previous rainfall saturated the ground.

National Flood Insurance Program (NFIP) data shows that properties in Zone A have experienced the most claims, with an average payout of $13,932 and an average water depth of 7.0 feet. Properties in Zone X also show substantial claims, averaging $18,659 with a 6.3-foot water depth. Homeowners in Zone A, Zone X, and those in areas with unknown flood risk should pay the most attention to potential flood hazards.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Hancock County

17 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read West Virginia flood stories →

Flood Risk Data for Hancock County

Hancock County, West Virginia has recorded 34 flood-related events since 1996 according to NOAA's Storm Events Database, including 19 flash floods and 15 river or area floods. The county has received 18 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Hancock County Disaster History

FEMA Disaster Declarations (1972–2026)

Disaster Declarations
18
Flood/Coastal Disasters
4
Latest Disaster
Severe Winter Storm (2026-01-23)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Hancock County

DeclarationTypeDate
Severe Winter StormWinter StormJan 23, 2026
Severe Storms, Flooding, Landslides, And MudslidesFloodApr 11, 2024
Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And MudslidesSevere StormApr 2, 2024
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Flooding, Landslides, And MudslidesMud/LandslideFeb 14, 2018
Hurricane SandyHurricaneOct 29, 2012
Severe StormsSevere StormJun 29, 2012
Severe Winter Storms And SnowstormsSnowstormFeb 5, 2010
Hurricane Katrina EvacuationHurricaneAug 29, 2005

Recorded Flood Events in Hancock County

NOAA Storm Events Database (1996–2025)

Total Flood Events
34
River/Area Floods
15
Flash Floods
19
Total Property Damage
$39.6M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Hancock County

TypeDateDamage
Flash FloodApr 11, 2024394.00K
Flash FloodApr 2, 20241.00K
FloodApr 2, 2024880.00K
Flash FloodJul 2, 20230.00K
Flash FloodJun 20, 20190.00K
Flash FloodJun 18, 20190.00K
FloodJan 12, 20180.00K
Flash FloodAug 10, 20180.00K
FloodMar 4, 20150.00K
Flash FloodApr 16, 20135.00K

Hancock County Flood History

Flash Flood — Apr 11, 2024

A strong mid-level trough and an associated frontal zone crossed through the|Mid-South and took aim on the OH Valley. Strong forcing associated the energy aloft coupled with a gradually destabilizing boundary layer out ahead it set the stage for areas of locally heavy showers and thunderstorms for several hours and prompted dangerous flash flooding. A flash flood emergency was issued for portio...

Flash Flood — Apr 2, 2024

Several rounds of showers and thunderstorms prompted a widespread flash flood problems across the Ohio River Valley on April 2nd to April 3rd. The synoptic pattern across the CONUS was a slow moving and deep elongated trough over the Great Plains phasing with a ejecting trough over the Midwest that created an area of converging moisture over eastern Ohio and western Pennsylvania. Overall, over ...

Flood — Apr 2, 2024

Several rounds of showers and thunderstorms prompted a widespread flash flood problems across the Ohio River Valley on April 2nd to April 3rd. The synoptic pattern across the CONUS was a slow moving and deep elongated trough over the Great Plains phasing with a ejecting trough over the Midwest that created an area of converging moisture over eastern Ohio and western Pennsylvania. Overall, over ...

Flash Flood — Jul 2, 2023

Rainfall during the previous day, plus during the morning of July 2nd, kept the ground saturated. An early afternoon break in rainfall was followed by additional thunderstorm development in western and central Ohio by late afternoon. These storms took advantage of an environment containing 1500 J/kg of surface-based CAPE, along with marginal sufficient deep shear of 30 knots to create severe t...

Flash Flood — Jun 20, 2019

A quasi-stationary frontal boundary set up across Ohio and Pennsylvania on the 17th, and wavered about the region until it was kicked off to the east by a stronger frontal boundary late on the 20th. Flooding and flash flooding remained a concern through the period given an ideal setup for training storms, as well as efficient rainfall production associated with observed high PWATs and deeper w...

Source: NOAA National Weather Service Storm Events Database.

Hancock County NFIP Flood Insurance Claims

Total Claims Filed
307
Total Paid Out
$3.4M
Avg Claim
$12,505
Avg Water Depth
14.6 ft

Claims by Flood Zone

A Zones (High Risk)
179
X Shaded (500-yr)
15
X Unshaded (Low)
32

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Hancock County

FEMA assigns flood zone designations to areas in Hancock County, West Virginia:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Hancock County

Properties in Hancock County, West Virginia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.