FloodZoneMap.org

Lincoln County, West Virginia Flood Zones

Check an Address in Lincoln County

Enter any address in Lincoln County, West Virginia to see its FEMA flood zone

The Flooding Character of Lincoln County

Flash flooding and general flooding events are the dominant flood character in Lincoln County, WV. Between 1996 and 2024, NOAA Storm Events data recorded 59 flood events and 52 flash flood events, resulting in 2 fatalities. For example, heavy rains and strong winds associated with a cold front caused downed trees and power line damage across the county in early February 2025. Later that same month, another low-pressure system brought substantial rain and thunderstorms, again leading to downed trees and power line damage.

National Flood Insurance Program (NFIP) claims data from Lincoln County shows a significant number of claims in Zone A, with 134 claims averaging $11,453 and an average water depth of 5.5 feet. Zone X also shows a notable number of claims, with 79 claims averaging $21,158 and an average water depth of 3.4 feet. Homeowners in Zone A, and those in Zone X, should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Lincoln County

91 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read West Virginia flood stories →

Flood Risk Data for Lincoln County

Lincoln County, West Virginia has recorded 111 flood-related events since 1996 according to NOAA's Storm Events Database, including 52 flash floods and 59 river or area floods. The county has received 39 federal disaster declarations, 11 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Lincoln County Disaster History

FEMA Disaster Declarations (1967–2026)

Disaster Declarations
39
Flood/Coastal Disasters
11
Latest Disaster
Severe Winter Storm (2026-01-23)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Lincoln County

DeclarationTypeDate
Severe Winter StormWinter StormJan 23, 2026
Severe Storm, Straight-line Winds, Flooding, Landslides, And MudslidesSevere StormFeb 15, 2025
Severe Storms, Flooding, Landslides, And MudslidesFloodApr 11, 2024
Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And MudslidesSevere StormApr 2, 2024
Severe Storms And FloodingFloodFeb 27, 2021
Severe Winter StormsSevere Ice StormFeb 10, 2021
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Flooding, Landslides, And MudslidesMud/LandslideFeb 14, 2018
Severe Storms, Flooding, Landslides, And MudslidesFloodJun 22, 2016

Recorded Flood Events in Lincoln County

NOAA Storm Events Database (1996–2025)

Total Flood Events
111
River/Area Floods
59
Flash Floods
52
Total Property Damage
$15.0M
Flood Deaths
2

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Lincoln County

TypeDateDamage
FloodJan 31, 20250.25K
FloodJan 31, 20251.50K
FloodJan 31, 20250.15K
Flash FloodJun 26, 20250.00K
Flash FloodJul 20, 20250.00K
FloodFeb 16, 20250.00K
FloodFeb 15, 20250.00K
Flash FloodFeb 15, 20250.00K
FloodFeb 6, 20250.00K
FloodApr 4, 20250.00K

Lincoln County Flood History

Flood — Jan 31, 2025

An advancing low pressure system set forth ample amounts of lift and moisture to round out the month of January. Widespread rainfall first entered into the southwestern coalfields of West Virginia on the morning of January 31st, and continued to invade northeastward and up into the higher terrain of the state. Local creeks and streams quickly spilled out of their banks on that day in conjunctio...

Flash Flood — Jun 26, 2025

For the end of June, a stretch of active weather occurred due to a cold front that rippled across Ohio and Pennsylvania and then sank into northern West Virginia while high pressure sprawled across the southeastern United States. A low pressure system pushed the front back to the north before pivoting east out of the Great Lakes region and dragging yet another front towards the middle Ohio Vall...

Flash Flood — Jul 20, 2025

A stalled cold front settling over West Virginia set forth multiple days of active weather around the area from July 17th to the 21st. The boundary eventually slid north as a warm front on the 19th of July while a disturbance passed across the Great Lakes region and took aim for New England. A secondary cold front approached from the north and then sank down through the middle Ohio Valley and C...

Flood — Feb 16, 2025

Light precipitation started to arrive on the evening of February 14th due to an approaching low pressure system, with more substantial rain spreading across the area overnight into the 15th as a warm front approached from the south. This promoted a brief instance of thunderstorms on the morning of February 15th, with damaging winds knocking down trees and power lines to parts of the state. Whil...

Flood — Feb 15, 2025

Light precipitation started to arrive on the evening of February 14th due to an approaching low pressure system, with more substantial rain spreading across the area overnight into the 15th as a warm front approached from the south. This promoted a brief instance of thunderstorms on the morning of February 15th, with damaging winds knocking down trees and power lines to parts of the state. Whil...

Source: NOAA National Weather Service Storm Events Database.

Lincoln County NFIP Flood Insurance Claims

Total Claims Filed
288
Total Paid Out
$3.6M
Avg Claim
$15,824
Avg Water Depth
7.6 ft

Claims by Flood Zone

A Zones (High Risk)
134
X Shaded (500-yr)
2
X Unshaded (Low)
4

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Lincoln County

FEMA assigns flood zone designations to areas in Lincoln County, West Virginia:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Lincoln County

Properties in Lincoln County, West Virginia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.