Enter any address in Mason County, West Virginia to see its FEMA flood zone
Mason County experiences frequent flooding, with 51 flood events and 21 flash flood events recorded in the last 30 years. Recent events include flooding in January 2025, when local creeks and streams overflowed their banks due to widespread rainfall, and February 2025, when an approaching low-pressure system brought substantial rain and thunderstorms.
National Flood Insurance Program (NFIP) data shows that properties in Zone A have experienced the most claims, with an average payout of $10,395. Properties in Zone X_SHADED have also seen a significant number of claims, averaging $5,198. Homeowners in Zone A, Zone X_SHADED, and properties located in low-lying areas or near creeks and streams should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
55 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Mason County, West Virginia has recorded 72 flood-related events since 1996 according to NOAA's Storm Events Database, including 21 flash floods and 51 river or area floods. The county has received 21 federal disaster declarations, 5 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1967–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Winter Storms | Severe Ice Storm | Feb 10, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Flooding, Landslides, And Mudslides | Mud/Landslide | Feb 14, 2018 |
| Severe Storms And Flooding | Flood | Jun 13, 2013 |
| Hurricane Sandy | Hurricane | Oct 29, 2012 |
| Severe Storms | Severe Storm | Jun 29, 2012 |
| Severe Storms And Straight-line Winds | Severe Storm | Jun 29, 2012 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Jan 31, 2025 | 0.15K |
| Flood | May 30, 2025 | 0.00K |
| Flood | Feb 17, 2025 | 0.00K |
| Flood | Feb 16, 2025 | 0.00K |
| Flood | Feb 6, 2025 | 0.00K |
| Flash Flood | Jul 1, 2025 | 0.00K |
| Flood | Apr 13, 2024 | 0.00K |
| Flood | Apr 4, 2024 | 5.00K |
| Flood | Apr 3, 2024 | 0.00K |
| Flood | Feb 16, 2023 | 0.20K |
Flood — Jan 31, 2025
An advancing low pressure system set forth ample amounts of lift and moisture to round out the month of January. Widespread rainfall first entered into the southwestern coalfields of West Virginia on the morning of January 31st, and continued to invade northeastward and up into the higher terrain of the state. Local creeks and streams quickly spilled out of their banks on that day in conjunctio...
Flood — May 30, 2025
A warm front lifted into the vicinity of West Virginia on the night of May 29th and remained present overhead until being ushered east by a low the evening of the 30th. Behind this system, a cold front approached from the north and slowly descended southward through the area on the 31st.||Rounds of rain and storms moved across the area on the 30th, with several severe thunderstorms downing powe...
Flood — Feb 17, 2025
Light precipitation started to arrive on the evening of February 14th due to an approaching low pressure system, with more substantial rain spreading across the area overnight into the 15th as a warm front approached from the south. This promoted a brief instance of thunderstorms on the morning of February 15th, with damaging winds knocking down trees and power lines to parts of the state. Whil...
Flood — Feb 16, 2025
Light precipitation started to arrive on the evening of February 14th due to an approaching low pressure system, with more substantial rain spreading across the area overnight into the 15th as a warm front approached from the south. This promoted a brief instance of thunderstorms on the morning of February 15th, with damaging winds knocking down trees and power lines to parts of the state. Whil...
Flood — Feb 6, 2025
Showers first entered into West Virginia on the evening of February 5th as a disturbance skirted by to the south. Precipitation continued into the next day, in addition to a few severe thunderstorms that developed ahead of a cold front in the early afternoon. Strong wind gusts from storms caused numerous downed trees and power line damage across Boone and Lincoln Counties during the early after...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Mason County, West Virginia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Mason County, West Virginia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.