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Monongalia County, West Virginia Flood Zones

Check an Address in Monongalia County

Enter any address in Monongalia County, West Virginia to see its FEMA flood zone

The Flooding Character of Monongalia County

Flash flooding from heavy rainfall events dominates the flood character in Monongalia County. Over the last 30 years, NOAA Storm Events data shows 78 flash flood events compared to 25 general flood events. Recent examples include flash flooding in May 2025, when 2 to 3.5 inches of rain fell on saturated ground, causing widespread flooding of roads, creeks, and streams, and requiring water rescues. In June 2025, rapid rainfall rates of 2-4 inches per hour impacted the area, leading to significant flooding.

National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $10,702 and an average water depth of 1.5 feet. Properties in Zone X_SHADED have seen fewer claims but a higher average water depth of 2.6 feet, with an average payout of $4,886. Homeowners in Zone A, Zone X_SHADED, and those in areas with unknown flood zone designations should pay particular attention to their flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Monongalia County

47 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read West Virginia flood stories →

Flood Risk Data for Monongalia County

Monongalia County, West Virginia has recorded 103 flood-related events since 1996 according to NOAA's Storm Events Database, including 78 flash floods and 25 river or area floods. The county has received 21 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Monongalia County Disaster History

FEMA Disaster Declarations (1972–2026)

Disaster Declarations
21
Flood/Coastal Disasters
4
Latest Disaster
Severe Winter Storm (2026-01-23)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Monongalia County

DeclarationTypeDate
Severe Winter StormWinter StormJan 23, 2026
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Flooding, Landslides, And MudslidesMud/LandslideFeb 14, 2018
Severe Storms, Flooding, Landslides, And MudslidesSevere StormJul 28, 2017
Severe Winter Storm, Flooding, Landslides, And MudslidesSevere StormMar 3, 2015
Hurricane SandyHurricaneOct 29, 2012
Severe StormsSevere StormJun 29, 2012
Severe Storms, Tornadoes, Flooding, Mudslides, And LandslidesSevere StormFeb 29, 2012
Severe Winter Storms And SnowstormsSnowstormFeb 5, 2010

Recorded Flood Events in Monongalia County

NOAA Storm Events Database (1996–2025)

Total Flood Events
103
River/Area Floods
25
Flash Floods
78
Total Property Damage
$2.5M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Monongalia County

TypeDateDamage
Flash FloodMay 30, 20250.00K
Flash FloodMay 30, 202510.00K
Flash FloodMay 30, 202520.00K
Flash FloodJul 27, 20250.00K
Flash FloodJun 15, 202515.00K
Flash FloodAug 13, 202510.00K
Flash FloodAug 13, 20255.00K
Flash FloodJun 6, 20252.00K
Flash FloodMay 25, 20240.00K
Flash FloodApr 11, 20240.00K

Monongalia County Flood History

Flash Flood — May 30, 2025

Surface low pressure tracked across northern West Virginia on May 30th. Some instances of wind damage were noted, especially due to saturated ground and wind generally in the range of 30 to 40 MPH. However, flash flooding had the higher impact, especially in Marion and Monongalia Counties, as 2 to 3.5 inches of rain fell on ground that was already saturated. Widespread flooding of roads, creek...

Flash Flood — Jul 27, 2025

Morning showers congealed into a cluster of thunderstorms along the Mason Dixon line in the early afternoon hours. A very moisture rich environment with mid 70s dew points, highly anomalous PWAT values up to 2.3, and 3000 J/kg MUCAPE resulted in flash flooding. Observed and radar estimated rainfall rates reached as high as 2 inches per hour and storm totals of 3-4 inches around urban areas.

Flash Flood — Jun 15, 2025

Following the catastrophic flooding that occurred in portions of Wheeling, WV late on the 14th, another round of slow moving storms developed along a stationary boundary over portions of northern West Virginia. With climatologically high precipitable water values, rainfall was efficient, allowing for 2-4 inch/hr rates. This impacted several counties in northern West Virginia but the hardest hit...

Flash Flood — Aug 13, 2025

Showers and thunderstorms developed ahead of a prefrontal trough and again along lake and residual outflow boundaries. With PWAT values near 2.00 inches, some storms did produce efficient rainfall for flash flooding.

Flash Flood — Jun 6, 2025

A very moist airmass and a nearly stationary front resulted in rounds of thunderstorms that produced flash flooding on June 6th into the morning hours of the 7th. This included reports of flooding in Marion, Monongalia, and Preston counties in West Virginia.

Source: NOAA National Weather Service Storm Events Database.

Monongalia County NFIP Flood Insurance Claims

Total Claims Filed
299
Total Paid Out
$2.8M
Avg Claim
$11,340
Avg Water Depth
4.6 ft

Claims by Flood Zone

A Zones (High Risk)
163
X Shaded (500-yr)
22
X Unshaded (Low)
35

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Monongalia County

FEMA assigns flood zone designations to areas in Monongalia County, West Virginia:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Monongalia County

Properties in Monongalia County, West Virginia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.