FloodZoneMap.org

Monroe County, West Virginia Flood Zones

Check an Address in Monroe County

Enter any address in Monroe County, West Virginia to see its FEMA flood zone

Monroe County Disaster History

Disaster Declarations
19
Flood/Coastal Disasters
5
Hurricane Disasters
2
Latest Disaster
SEVERE WINTER STORM (2026-01-23)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Monroe County

DeclarationTypeDate
SEVERE WINTER STORMWinter Storm2026-01-23
SEVERE STORM, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDESSevere Storm2025-02-15
COVID-19 Biological2020-01-20
COVID-19 PANDEMICBiological2020-01-20
SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDESFlood2016-06-22
HURRICANE SANDYHurricane2012-10-29
SEVERE STORMSSevere Storm2012-06-29
SEVERE STORMS AND STRAIGHT-LINE WINDSSevere Storm2012-06-29
HURRICANE KATRINA EVACUATIONHurricane2005-08-29
SEVERE STORMS, FLOODING, AND LANDSLIDESSevere Storm2003-11-11

West Virginia Statewide Flood Insurance Data

County-level NFIP data coming soon. Here are West Virginia statewide figures for context:

Total NFIP Claims
27,829
Total Claims Paid
$381.2M
Active Policies
1,000
Avg Premium
$678/yr

Flood Zone Types in Monroe County

FEMA assigns flood zone designations to areas in Monroe County, West Virginia:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Monroe County

Properties in Monroe County, West Virginia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.