FloodZoneMap.org

Wirt County, West Virginia Flood Zones

Check an Address in Wirt County

Enter any address in Wirt County, West Virginia to see its FEMA flood zone

The Flooding Character of Wirt County

Flash flooding and general flooding events are the dominant flood types in Wirt County, WV. Recent events include flash flooding in August 2025 and flooding in February 2025.

The National Flood Insurance Program (NFIP) data indicates that properties in Zone A have experienced the most claims, with an average payout of $8,561 and an average water depth of 3.7 feet. Properties in Zone Unknown and Zone X have also had claims, though with lower average payouts and water depths. Homeowners in Zone A, as well as those in Zone Unknown, should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Wirt County

20 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read West Virginia flood stories →

Flood Risk Data for Wirt County

Wirt County, West Virginia has recorded 30 flood-related events since 1996 according to NOAA's Storm Events Database, including 17 flash floods and 13 river or area floods. The county has received 21 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Wirt County Disaster History

FEMA Disaster Declarations (1967–2026)

Disaster Declarations
21
Flood/Coastal Disasters
4
Latest Disaster
Severe Winter Storm (2026-01-23)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Wirt County

DeclarationTypeDate
Severe Winter StormWinter StormJan 23, 2026
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Flooding, Landslides, And MudslidesMud/LandslideFeb 14, 2018
Severe Storms, Flooding, Landslides, And MudslidesFloodApr 13, 2015
Severe Winter Storm, Flooding, Landslides, And MudslidesSevere StormMar 3, 2015
Hurricane SandyHurricaneOct 29, 2012
Severe StormsSevere StormJun 29, 2012
Severe Storms And Straight-line WindsSevere StormJun 29, 2012
Severe Storms, Flooding, Mudslides, And LandslidesSevere StormMay 3, 2009

Recorded Flood Events in Wirt County

NOAA Storm Events Database (1996–2025)

Total Flood Events
30
River/Area Floods
13
Flash Floods
17
Total Property Damage
$2.5M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Wirt County

TypeDateDamage
Flash FloodFeb 16, 20250.00K
Flash FloodAug 13, 20250.00K
FloodFeb 6, 20250.00K
Flash FloodApr 11, 20240.00K
FloodJan 1, 20220.50K
FloodFeb 28, 20212.00K
FloodMar 1, 20218.00K
Flash FloodAug 27, 20201.00K
FloodDec 16, 20192.00K
Flash FloodAug 3, 20182.00K

Wirt County Flood History

Flash Flood — Feb 16, 2025

Light precipitation started to arrive on the evening of February 14th due to an approaching low pressure system, with more substantial rain spreading across the area overnight into the 15th as a warm front approached from the south. This promoted a brief instance of thunderstorms on the morning of February 15th, with damaging winds knocking down trees and power lines to parts of the state. Whil...

Flash Flood — Aug 13, 2025

Scattered showers and thunderstorms blossomed across the area on the 13th of August as a cold front slowly approached from the northwest. The front eventually reached the Ohio River around midnight and then proceeded southeast through West Virginia by the afternoon of the 14th. ||In addition to producing heavy downpours, thunderstorms began training across portions of southeast Ohio and southwe...

Flood — Feb 6, 2025

Showers first entered into West Virginia on the evening of February 5th as a disturbance skirted by to the south. Precipitation continued into the next day, in addition to a few severe thunderstorms that developed ahead of a cold front in the early afternoon. Strong wind gusts from storms caused numerous downed trees and power line damage across Boone and Lincoln Counties during the early after...

Flash Flood — Apr 11, 2024

Showers and thunderstorms developed on the afternoon of April 11th due to the combination of unseasonably warm temperatures and a passing disturbance. Storms crossed in from the Ohio River Valley during the early afternoon and continued an eastward progression into the evening. A swath of tree damage and power outages were observed from Mingo County to the eastern half of the West Virginia from...

Flood — Jan 1, 2022

A warm front stalled along northern West Virginia early on January 1st as a low pressure system developed along the Ohio Valley. These features brought widespread moderate to heavy rainfall to the area. A cold front associated with this low pressure system crossed through the Ohio Valley early on January 2nd, with rain continuing ahead of the front and tapering off as the front passed through W...

Source: NOAA National Weather Service Storm Events Database.

Wirt County NFIP Flood Insurance Claims

Total Claims Filed
58
Total Paid Out
$438,165
Avg Claim
$9,128
Avg Water Depth
12.7 ft

Claims by Flood Zone

A Zones (High Risk)
46

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Wirt County

FEMA assigns flood zone designations to areas in Wirt County, West Virginia:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Wirt County

Properties in Wirt County, West Virginia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.