Enter any address in Jackson County, Wisconsin to see its FEMA flood zone
River overflow along the Black River and flash flooding from heavy rainfall are the dominant flood types in Jackson County. For example, the Black River at Black River Falls experienced minor flooding on March 31st, 2025, due to recent rainfall and snowmelt. Additionally, heavy storms on July 3rd, 2025, caused flash flooding between Alma Center and Black River Falls.
NFIP claims data indicates that properties in Zone A have experienced the most frequent flood insurance claims, with an average payout of $16,731 for a water depth of 0.2 feet. Properties in Zone X_UNSHADED have also seen claims, with an average payout of $20,575 for 0.0 feet of water depth. Homeowners in flood-prone areas, particularly those near rivers or in Zone A, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
44 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Jackson County, Wisconsin has recorded 75 flood-related events since 1996 according to NOAA's Storm Events Database, including 13 flash floods and 62 river or area floods. The county has received 13 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1976–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Straight-line Winds, Flooding, Landslides, And Mud | Severe Storm | Jul 19, 2017 |
| Severe Storms, Flooding, And Mudslides | Flood | Sep 21, 2016 |
| Severe Storms And Flooding | Severe Storm | Sep 22, 2010 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Storms And Flooding | Severe Storm | May 7, 2004 |
| Flooding, Severe Storms And Tornadoes | Flood | Apr 10, 2001 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | May 26, 2000 |
| Severe Storms,straigh Line Winds, Tornadoes,rain,and Floodi | Severe Storm | Jun 18, 1998 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Mar 31, 2025 | 0.00K |
| Flood | Apr 21, 2025 | 0.00K |
| Flash Flood | Jul 4, 2025 | 5.00K |
| Flood | Jun 22, 2024 | 0.00K |
| Flood | Oct 25, 2023 | 0.00K |
| Flood | Oct 24, 2023 | 0.00K |
| Flood | Apr 20, 2023 | 0.00K |
| Flood | Apr 19, 2023 | 0.00K |
| Flood | Apr 1, 2023 | 0.00K |
| Flood | Mar 23, 2022 | 0.00K |
Flood — Mar 31, 2025
The combination of recent rainfall and upstream snowmelt towards the end of March contributed to a brief instance of minor flooding on the Black River at Black River Falls on March 31st. The river entered flood stage early in the morning on March 31st and quickly returned below flood stage later that afternoon.
Flood — Apr 21, 2025
The Black River at Black River Falls entered minor flood stage after a period of heavy rain during the afternoon on April 21st and fell below flood stage during the morning hours the next day.
Flash Flood — Jul 4, 2025
During the overnight hours on July 3rd, a cluster of slow moving and strong storms pushed through west-central Wisconsin. Strong to severe wind gusts resulted in some sporadic instances of tree damage in Jackson County. Additionally, the persistent heavy rain resulted in flash flooding between Alma Center and Black River Falls along County Road F.
Flood — Jun 22, 2024
Above normal rainfall over the course of June in combination with a robust rainfall event between June 20th and 22nd led to widespread river flooding across portions of western Wisconsin. Rainfall amounts upwards of 5 inches between the 20th and 22nd allowed the Mississippi River and many other river basins in western Wisconsin to enter flood stage towards the end of June. Flooding along the Mi...
Flood — Oct 25, 2023
A series of strong to severe storms traversed western into central Wisconsin from the morning hours of October 24th into October 25th, producing heavy rain and mostly small hail. Rainfall amounts ranged from 2 to 4 inches with highest reports of 6.23 inches in Black River Falls (Jackson County), 5.71 inches near Black River Falls (Jackson County), 5.30 inches in Ettrick (Trempealeau County), an...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Jackson County, Wisconsin:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Jackson County, Wisconsin that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.