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Middleton, Wisconsin Flood Zones

Check an Address in Middleton

Enter any address in Middleton, Wisconsin to see its FEMA flood zone

Flood Risk in Middleton, Wisconsin

Middleton has a population of 21,827 residents. Like many communities in Wisconsin, properties in Middleton may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Middleton. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Wisconsin Statewide Flood Data

Total NFIP Claims
9,296
Total Claims Paid
$132.8M
Active Policies
1,000
Avg Premium
$675/yr
Disaster Declarations
895
Peak Claims Year
2008

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in Middleton

FEMA assigns flood zone designations to areas in Middleton, Wisconsin:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Middleton

Properties in Middleton that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in Wisconsin is approximately $675 per year.

Even in low-risk zones, flood insurance is recommended — from 2014 to 2024, nearly one-third of NFIP claims came from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Wisconsin flood zone data →