FloodZoneMap.org

Oconto County, Wisconsin Flood Zones

Check an Address in Oconto County

Enter any address in Oconto County, Wisconsin to see its FEMA flood zone

The Flooding Character of Oconto County

Flood events, including flash floods and lakeshore floods, are the most frequent types of flooding in Oconto County. Recent events include widespread flooding from heavy rainfall in May 2022, which caused significant damage, and lakeshore flooding along the Bay of Green Bay in April 2020, impacting homes and businesses. An ice jam in January 2020 also led to severe flooding in the city of Oconto, described as the worst in decades.

National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $8,938 and an average water depth of 1.5 feet. Properties in Zone X_SHADED have also seen claims, averaging $3,504 with a slightly higher average water depth of 1.8 feet. Homeowners in Zone A and Zone X_SHADED, as well as those located near rivers or the Bay of Green Bay, should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Oconto County

8 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Wisconsin flood stories →

Flood Risk Data for Oconto County

Oconto County, Wisconsin has recorded 31 flood-related events since 1996 according to NOAA's Storm Events Database, including 2 flash floods and 23 river or area floods. The county has received 6 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Oconto County Disaster History

FEMA Disaster Declarations (1973–2020)

Disaster Declarations
6
Flood/Coastal Disasters
2
Latest Disaster
Covid-19 Pandemic (2020-01-20)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Oconto County

DeclarationTypeDate
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Tornadoes, Straight-line Winds, And FloodingFloodJul 18, 2019
Hurricane Katrina EvacuationHurricaneAug 29, 2005
DroughtDroughtJun 17, 1976
Severe Storms & FloodingFloodApr 27, 1973

Recorded Flood Events in Oconto County

NOAA Storm Events Database (1996–2025)

Total Flood Events
31
River/Area Floods
23
Flash Floods
2
Coastal/Storm Surge
6
Total Property Damage
$950,000

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Oconto County

TypeDateDamage
Flash FloodMay 12, 2022335.00K
Lakeshore FloodApr 28, 2020100.00K
Lakeshore FloodMay 17, 20200.00K
FloodSep 1, 20200.00K
FloodMay 1, 20200.00K
FloodMar 1, 20200.00K
FloodJun 1, 20200.00K
FloodJul 1, 20200.00K
FloodJan 1, 20200.00K
FloodJan 1, 202096.00K

Oconto County Flood History

Flash Flood — May 12, 2022

Scattered thunderstorms developed along an instability ribbon from central to northeast Wisconsin during the afternoon hours on Thursday (5/12). The strongest storms produced large hail across this area. Further north, an outflow boundary caused wind damage across portions of north-central Wisconsin. Repeated rounds of moderate to heavy rain dumped upwards of 7 inches of rain across central O...

Lakeshore Flood — Apr 28, 2020

A strong low pressure system tracking through the southern Great Lakes caused gusty northeast winds across east-central and northeast Wisconsin, which caused some isolated damage and widespread lakeshore flooding in Brown and Oconto counties. The lakeshore flooding damaged several homes near the bay of Green Bay, with over $500,000 of damage in northern Brown and southern Oconto counties. The ...

Lakeshore Flood — May 17, 2020

A strong, slow-moving low pressure system drifted southeast across the upper Midwest over a 3 day period from May 17 through May 19. This system interacted with copious moisture streaming north from the Gulf of Mexico that resulted in several rounds of moderate to heavy rainfall across Wisconsin, northern Illinois and Lower Michigan. Widespread rainfall amounts of 3 to 5 inches fell across much...

Flood — Sep 1, 2020

Elevated lake levels on Lake Michigan caused some isolated flooded areas near the lake on an ongoing basis.

Flood — May 1, 2020

Record high lake levels on Lake Michigan caused some isolated flooded areas near the lake on an ongoing basis.

Source: NOAA National Weather Service Storm Events Database.

Oconto County NFIP Flood Insurance Claims

Total Claims Filed
106
Total Paid Out
$881,020
Avg Claim
$10,876
Avg Water Depth
3.7 ft

Claims by Flood Zone

A Zones (High Risk)
93
X Shaded (500-yr)
6

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Oconto County

FEMA assigns flood zone designations to areas in Oconto County, Wisconsin:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Oconto County

Properties in Oconto County, Wisconsin that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.