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Polk County, Wisconsin Flood Zones

Check an Address in Polk County

Enter any address in Polk County, Wisconsin to see its FEMA flood zone

Read First-Hand Flood Stories from Polk County

2 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

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Flood Risk Data for Polk County

Polk County, Wisconsin has recorded 11 flood-related events since 1996 according to NOAA's Storm Events Database, including 7 flash floods and 4 river or area floods. The county has received 10 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Polk County Disaster History

FEMA Disaster Declarations (1965–2020)

Disaster Declarations
10
Flood/Coastal Disasters
2
Latest Disaster
Covid-19 Pandemic (2020-01-20)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Polk County

DeclarationTypeDate
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Tornadoes, Straight-line Winds, And FloodingFloodJul 18, 2019
Hurricane Katrina EvacuationHurricaneAug 29, 2005
Severe Storms, Tornadoes And FloodingTornadoSep 2, 2002
Flooding, Severe Storms And TornadoesFloodApr 10, 2001
Severe Storms, Tornadoes, And FloodingSevere StormMay 26, 2000
Winds, Hail & RainSevere StormAug 5, 1977
DroughtDroughtJun 17, 1976
Tornadoes, Severe Storms & FloodingTornadoApr 21, 1965

Recorded Flood Events in Polk County

NOAA Storm Events Database (1996–2025)

Total Flood Events
11
River/Area Floods
4
Flash Floods
7
Total Property Damage
$518,000

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Polk County

TypeDateDamage
FloodMar 15, 201918.00K
Flash FloodSep 17, 20150.00K
Flash FloodMay 27, 2012100.00K
Flash FloodJul 16, 20110.00K
Flash FloodAug 11, 20100.00K
Flash FloodJul 23, 2005
FloodOct 4, 2005
Flash FloodOct 4, 2005
Flash FloodSep 1, 2002400K
FloodApr 1, 2001

Polk County Flood History

Flood — Mar 15, 2019

There were many factors that led to a severe Spring flood melt along the Eau Claire and Chippewa Rivers and several of their tributaries during the last two weeks of March. The first factor was above average snowpack for mid March. Additionally, the added effect of a cold late Winter kept this snowpack deeper into the early Spring. Once temperatures warmed, and snow began to melt, a few storms ...

Flash Flood — Sep 17, 2015

Several waves of thunderstorms moved across east central Minnesota, and into west central Wisconsin during the morning of Thursday, September, 17th. These storms dropped up to 5-6 inches of rain in Barron County before 9 AM LST. There were reports of washed out roads near Cameron, Barron and Chetek. Heavy rainfall, and associated runoff, also caused several creeks near Bloomer in Chippewa Count...

Flash Flood — May 27, 2012

Bands of thunderstorms developed during the evening of Sunday, May 27th, across portions of southwest, and east central Minnesota. The storms that moved from east central Minnesota, northeast into west central Wisconsin, became severe, along with several rounds of the storms in Polk County. This caused flash flooding in the county, along with rainfall amounts as high as 2 to 4 inches in less t...

Flash Flood — Jul 16, 2011

A small complex of thunderstorms developed across central Minnesota, and moved southeast across the northern Twin Cities Metro area and portions of west central Wisconsin, produced locally four to six inches of rainfall in less than 4 hours.||The worst areas were in the town of Woodmohr, and east of the city of Bloomer. A few roads were closed due to the flooding including;||The intersection o...

Flash Flood — Aug 11, 2010

Several rounds of heavy rainfall led to signficant flash flooding in portions of east-central Minnesota, and west-central Wisconsin. Several areas from Prescott, Wisconsin, northeast to River Falls and Menomonie, has several inches of rainfall in a short period of time that led to flash flooding. Several observers reported rainfall rates as high as 2 inches per hour, with one report of 4.91 in...

Source: NOAA National Weather Service Storm Events Database.

Polk County NFIP Flood Insurance Claims

Total Claims Filed
14
Total Paid Out
$103,109
Avg Claim
$17,184
Avg Water Depth
2.0 ft

Claims by Flood Zone

A Zones (High Risk)
5
X Unshaded (Low)
1

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Polk County

FEMA assigns flood zone designations to areas in Polk County, Wisconsin:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Polk County

Properties in Polk County, Wisconsin that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.