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Waukesha County, Wisconsin Flood Zones

Check an Address in Waukesha County

Enter any address in Waukesha County, Wisconsin to see its FEMA flood zone

The Flooding Character of Waukesha County

Flash flooding from intense thunderstorms is the dominant flood character in Waukesha County. Between 2000 and 2020, the NOAA Storm Events Database recorded 36 flash flood events and 25 flood events, with flash flooding resulting in 3 fatalities. For example, a historic flash flood event in August 2025 brought record rainfall and widespread flooding to streets, creeks, and low-lying neighborhoods across Southeast Wisconsin, causing damages in the hundreds of millions.

National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced the most claims, with an average payout of $27,451 and an average water depth of 4.6 feet. Properties in Zone X and Zone X_Unshaded also show significant claim activity. Homeowners in Zone A, as well as those in other flood zones or located near creeks and rivers, should pay close attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Waukesha County

44 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Wisconsin flood stories →

Flood Risk Data for Waukesha County

Waukesha County, Wisconsin has recorded 61 flood-related events since 1996 according to NOAA's Storm Events Database, including 36 flash floods and 25 river or area floods. The county has received 18 federal disaster declarations, 6 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Waukesha County Disaster History

FEMA Disaster Declarations (1969–2025)

Disaster Declarations
18
Flood/Coastal Disasters
6
Latest Disaster
Severe Storms, Straight-line Winds, Flooding, And Mudslides (2025-08-09)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Waukesha County

DeclarationTypeDate
Severe Storms, Straight-line Winds, Flooding, And MudslidesFloodAug 9, 2025
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Tornadoes, And FloodingSevere StormJun 5, 2008
Record Snow And Near Record SnowSnowstormFeb 5, 2008
Hurricane Katrina EvacuationHurricaneAug 29, 2005
Severe Storms And FloodingSevere StormMay 7, 2004
SnowSnowstormDec 11, 2000
Severe Storms, Tornadoes, And FloodingSevere StormMay 26, 2000
Severe Storms And FloodingSevere StormAug 5, 1998

Recorded Flood Events in Waukesha County

NOAA Storm Events Database (1996–2025)

Total Flood Events
61
River/Area Floods
25
Flash Floods
36
Total Property Damage
$202.0M
Flood Deaths
3
Flood Injuries
2

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Waukesha County

TypeDateDamage
Flash FloodAug 10, 20251.00K
FloodAug 10, 20251.00M
Flash FloodAug 9, 20259.00M
Flash FloodAug 9, 202589.00M
FloodAug 14, 20231.00K
FloodJun 15, 20221.00K
FloodSep 11, 202225.00K
FloodJun 10, 202230.00K
FloodMay 17, 202015.00K
FloodMar 13, 20192.00K

Waukesha County Flood History

Flash Flood — Aug 10, 2025

A historic flash flood and record rainfall occurred over portions of the Milwaukee Metropolitan Area and Southeast WI resulting in damages in the $100s Millions. Warm, moist, and unstable air rose along a stalled front to produce numerous thunderstorms and more than 10 inches of rain in many locations. Widespread flash flooding of streets, creeks, rivers, and low lying neighborhoods occurred. A...

Flood — Aug 10, 2025

A historic flash flood and record rainfall occurred over portions of the Milwaukee Metropolitan Area and Southeast WI resulting in damages in the $100s Millions. Warm, moist, and unstable air rose along a stalled front to produce numerous thunderstorms and more than 10 inches of rain in many locations. Widespread flash flooding of streets, creeks, rivers, and low lying neighborhoods occurred. A...

Flash Flood — Aug 9, 2025

A historic flash flood and record rainfall occurred over portions of the Milwaukee Metropolitan Area and Southeast WI resulting in damages in the $100s Millions. Warm, moist, and unstable air rose along a stalled front to produce numerous thunderstorms and more than 10 inches of rain in many locations. Widespread flash flooding of streets, creeks, rivers, and low lying neighborhoods occurred. A...

Flood — Aug 14, 2023

A slow moving, strong low pressure area brought several hours of moderate to heavy rainfall to southern WI. Street flooding occurred in urban areas.

Flood — Jun 15, 2022

A severe squall line formed along a surface trough and brought numerous swaths of wind damage to southern WI. Tree damage was prevalent and some structural damage occurred. The line of storms also slowed down, causing sporadic street flooding. Two home fires occurred after being struck by lightning.

Source: NOAA National Weather Service Storm Events Database.

Waukesha County NFIP Flood Insurance Claims

Total Claims Filed
375
Total Paid Out
$7.2M
Avg Claim
$25,274
Avg Water Depth
10.6 ft

Claims by Flood Zone

A Zones (High Risk)
190
X Shaded (500-yr)
10
X Unshaded (Low)
46

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Waukesha County

FEMA assigns flood zone designations to areas in Waukesha County, Wisconsin:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Waukesha County

Properties in Waukesha County, Wisconsin that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.