Coastal high-risk zone with wave action and base flood elevations
Zone VE is the highest flood risk designation, reserved for coastal areas subject to storm-driven wave action of 3 feet or more on top of storm surge.
Properties in Zone VE face both inundation from storm surge and destructive wave forces. Building requirements are the most stringent of any flood zone: structures must be elevated on pilings or columns, and the lowest horizontal structural member must be at or above the BFE.
VE zones are found along the Atlantic, Gulf, and Pacific coasts, and around the Great Lakes.
Flood insurance is required. VE zones have the highest insurance premiums due to extreme risk.
Yes — BFEs in VE zones include the combined height of storm surge and wave action.
Enter your address to see if your property is in Zone VE