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Sierra Vista, Arizona Flood Zones

Check an Address in Sierra Vista

Enter any address in Sierra Vista, Arizona to see its FEMA flood zone

Flood Risk in Sierra Vista, Arizona

Sierra Vista has a population of 45,308 residents. Like many communities in Arizona, properties in Sierra Vista may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Sierra Vista. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Arizona Statewide Flood Data

Total NFIP Claims
5,320
Total Claims Paid
$62.6M
Active Policies
506,265
Avg Premium
$677/yr
Disaster Declarations
346
Peak Claims Year
1983

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in Sierra Vista

FEMA assigns flood zone designations to areas in Sierra Vista, Arizona:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Sierra Vista

Properties in Sierra Vista that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in Arizona is approximately $677 per year.

Even in low-risk zones, flood insurance is recommended — from 2014 to 2024, nearly one-third of NFIP claims came from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Arizona flood zone data →