Enter any address in Brevard County, Florida to see its FEMA flood zone
Tropical storms and flash floods have been the most frequent flood-related events in Brevard County over the last 30 years, with 24 tropical storm events and 21 flash flood events recorded. For example, on October 10th, 2025, heavy rainfall contributed to road closures in Palm Bay and coastal flooding. Later that month, on October 26th, 2025, stationary thunderstorms produced extreme rainfall in the county.
National Flood Insurance Program (NFIP) data shows that properties in Zone X have experienced the highest number of claims, with 2,656 claims averaging $12,722. Zone A also has a significant number of claims, totaling 1,778 with an average payout of $13,043. Homeowners in coastal areas, as well as those in Zone A and Zone X, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
48 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Brevard County, Florida has recorded 68 flood-related events since 1996 according to NOAA's Storm Events Database, including 21 flash floods and 12 river or area floods. The county has received 45 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1972–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Milton | Hurricane | Oct 5, 2024 |
| Hurricane Debby | Tropical Storm | Aug 1, 2024 |
| Tropical Storm Debby | Tropical Storm | Aug 1, 2024 |
| Hurricane Idalia | Hurricane | Aug 27, 2023 |
| Tropical Storm Idalia | Tropical Storm | Aug 27, 2023 |
| Hurricane Nicole | Hurricane | Nov 7, 2022 |
| Tropical Storm Nicole | Tropical Storm | Nov 7, 2022 |
| Hurricane Ian | Hurricane | Sep 23, 2022 |
| Tropical Storm Ian | Hurricane | Sep 23, 2022 |
| Hurricane Isaias | Hurricane | Jul 31, 2020 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Oct 26, 2025 | 1.92M |
| Flash Flood | Oct 26, 2025 | 3.06M |
| Flash Flood | Oct 26, 2025 | 5.34M |
| Flash Flood | Jul 22, 2025 | 50.00K |
| Flood | Jul 15, 2025 | 300.00K |
| Flash Flood | Oct 10, 2025 | 10.00K |
| Tropical Storm | Sep 26, 2024 | 0.00K |
| Flash Flood | Oct 9, 2024 | 0.00K |
| Tropical Storm | Oct 9, 2024 | — |
| Tropical Storm | Oct 9, 2024 | 1.30M |
Flash Flood — Oct 26, 2025
Stationary thunderstorms produced extreme rainfall in Brevard and Lake Counties, as well as a severe wind gust along the coast.
Flash Flood — Jul 22, 2025
Locally heavy rainfall produced significant roadway flooding and led to a roof collapse of a community center in Melbourne.
Flood — Jul 15, 2025
Localized heavy rainfall of 4 to 6 inches led to floodwaters entering homes in Mims.
Flash Flood — Oct 10, 2025
Locally heavy rainfall entered several homes in Volusia County, causing minor damage, and led to road closures in Palm Bay in Brevard County, while high astronomical tides and coastal flooding led to damage at the shoreline.
Tropical Storm — Sep 26, 2024
Major Hurricane Helene paralleled the west coast of Florida about 100 miles offshore before making landfall in the Big Bend region of Florida near the city of Perry. The system's expansive wind field within its eastern periphery produced a period of tropical storm conditions, particularly in gusts, across much of east central Florida including its adjacent coastal waters. Peak wind gusts ranged...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Brevard County, Florida:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Brevard County, Florida that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.