FloodZoneMap.org

Florida Flood Zones

Check a Florida Address

Enter any Florida address to see its FEMA flood zone designation

Flood Risk in Florida

Florida faces the highest flood risk in the nation, with extensive coastal flooding from hurricanes, storm surge along both the Atlantic and Gulf coasts, and inland flooding from heavy rainfall. Over 2 million Florida properties are in FEMA Special Flood Hazard Areas.

Understanding Florida Flood Zones

FEMA designates flood zones across Florida using the following classifications:

AE High Risk — 1% annual chance of flooding (100-year floodplain). Insurance required for federal mortgages.

VE Very High Risk — Coastal flooding with wave action. Strictest building codes.

X (Shaded) Moderate Risk — 500-year floodplain. Insurance recommended.

X Low Risk — Outside major floodplains. Insurance optional but advisable — 20%+ of NFIP claims come from low-risk zones.

View all flood zone types →

Flood Insurance in Florida

Properties in Florida FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance through the National Flood Insurance Program (NFIP).

Even outside high-risk zones, flood insurance is recommended. NFIP claims data shows that over 20% of claims nationwide come from low and moderate-risk areas. Florida residents can purchase flood insurance through the NFIP or private insurers.

Visit FloodSmart.gov to find an agent and get a quote.

Florida Counties

Select a county to view local flood zone data and disaster history:

Florida Cities

Select a city to check flood zone information:

Alachua

Pop. 10,574

Alafaya CDP

Pop. 92,452

Altamonte Springs

Pop. 46,231

Apollo Beach CDP

Pop. 26,002

Apopka

Pop. 54,873

Arcadia

Pop. 7,420

Asbury Lake CDP

Pop. 11,036

Atlantic Beach

Pop. 13,513

Auburndale

Pop. 15,616

Ave Maria CDP

Pop. 6,242

Aventura

Pop. 40,242

Avon Park

Pop. 9,658

Azalea Park CDP

Pop. 14,141

Balm CDP

Pop. 6,541

Bardmoor CDP

Pop. 9,852

Bartow

Pop. 19,309

Bay Harbor Islands

Pop. 5,922

Bay Hill CDP

Pop. 5,021

Bayonet Point CDP

Pop. 26,713

Bayshore Gardens CDP

Pop. 19,904

Beacon Square CDP

Pop. 8,320

Bee Ridge CDP

Pop. 9,955

Bellair-Meadowbrook Terrace CDP

Pop. 14,482

Belle Glade

Pop. 16,698

Belle Isle

Pop. 7,032

Belleview

Pop. 5,413

Bellview CDP

Pop. 25,541

Beverly Hills CDP

Pop. 9,961

Bithlo CDP

Pop. 9,848

Bloomingdale CDP

Pop. 22,947

Boca Raton

Pop. 97,422

Bonita Springs

Pop. 53,644

Boynton Beach

Pop. 80,380

Bradenton

Pop. 55,698

Bradfordville CDP

Pop. 19,183

Brandon CDP

Pop. 114,626

Brent CDP

Pop. 23,447

Broadview Park CDP

Pop. 7,670

Brooksville

Pop. 8,890

Brownsville CDP

Pop. 16,583

Buenaventura Lakes CDP

Pop. 30,251

Callaway

Pop. 13,045

Cape Canaveral

Pop. 9,972

Cape Coral

Pop. 194,016

Carrollwood CDP

Pop. 34,352

Casselberry

Pop. 28,794

Celebration CDP

Pop. 11,178

Cheval CDP

Pop. 12,522

Citrus Hills CDP

Pop. 9,302

Citrus Park CDP

Pop. 28,178

Citrus Springs CDP

Pop. 10,246

Clearwater

Pop. 117,292

Clermont

Pop. 43,021

Clewiston

Pop. 7,327

Cocoa

Pop. 19,041

Cocoa Beach

Pop. 11,354

Cocoa West CDP

Pop. 5,939

Coconut Creek

Pop. 57,833

Combee Settlement CDP

Pop. 5,911

Connerton CDP

Pop. 5,282

Conway CDP

Pop. 13,596

Cooper City

Pop. 34,401

Coral Gables

Pop. 49,248

Coral Springs

Pop. 134,394

Coral Terrace CDP

Pop. 23,142

Country Club CDP

Pop. 49,967

Country Walk CDP

Pop. 16,951

Crestview

Pop. 27,134

Crystal Lake CDP

Pop. 5,768

Cutler Bay

Pop. 45,425

Cypress Gardens CDP

Pop. 10,169

Cypress Lake CDP

Pop. 13,727

Dade City

Pop. 7,275

Dania Beach

Pop. 31,723

Davenport

Pop. 9,043

Davie

Pop. 105,691

Daytona Beach

Pop. 72,647

Daytona Beach Shores

Pop. 5,179

DeBary

Pop. 22,260

DeFuniak Springs

Pop. 5,919

DeLand

Pop. 37,351

Deerfield Beach

Pop. 86,859

Delray Beach

Pop. 66,846

Deltona

Pop. 93,692

Destin

Pop. 13,931

Doctor Phillips CDP

Pop. 12,328

Doral

Pop. 75,874

Dundee

Pop. 5,235

Dunedin

Pop. 36,068

East Lake CDP

Pop. 32,344

East Lake-Orient Park CDP

Pop. 28,050

East Milton CDP

Pop. 14,309

Edgewater

Pop. 23,097

Egypt Lake-Leto CDP

Pop. 36,644

Elfers CDP

Pop. 14,573

Englewood CDP

Pop. 20,800

Ensley CDP

Pop. 23,817

Estero

Pop. 36,939

Eustis

Pop. 23,189

Fairview Shores CDP

Pop. 10,722

Fern Park CDP

Pop. 8,205

Fernandina Beach

Pop. 13,052

Ferry Pass CDP

Pop. 29,921

Fish Hawk CDP

Pop. 24,625

Flagler Beach

Pop. 5,160

Fleming Island CDP

Pop. 29,142

Floral City CDP

Pop. 5,261

Florida City

Pop. 13,085

Florida Ridge CDP

Pop. 21,302

Forest City CDP

Pop. 14,623

Fort Lauderdale

Pop. 182,760

Fort Meade

Pop. 5,100

Fort Myers

Pop. 86,395

Fort Myers Beach

Pop. 5,582

Fort Myers Shores CDP

Pop. 5,774

Fort Pierce

Pop. 47,297

Fort Pierce North CDP

Pop. 6,904

Fort Pierce South CDP

Pop. 5,209

Fort Walton Beach

Pop. 20,922

Fountainebleau CDP

Pop. 59,870

Four Corners CDP

Pop. 56,381

Freeport

Pop. 5,861

Fruit Cove CDP

Pop. 32,143

Fruitland Park

Pop. 8,325

Fruitville CDP

Pop. 15,484

Fuller Heights CDP

Pop. 10,467

Fussels Corner CDP

Pop. 5,560

Gainesville

Pop. 141,085

Gateway CDP

Pop. 10,376

Gibsonton CDP

Pop. 18,566

Gifford CDP

Pop. 5,511

Gladeview CDP

Pop. 14,927

Glenvar Heights CDP

Pop. 20,786

Golden Gate CDP

Pop. 25,321

Golden Glades CDP

Pop. 32,499

Goldenrod CDP

Pop. 13,431

Gonzalez CDP

Pop. 14,586

Goulds CDP

Pop. 11,446

Green Cove Springs

Pop. 9,786

Greenacres

Pop. 43,990

Groveland

Pop. 18,505

Gulf Breeze

Pop. 6,302

Gulf Gate CDP

Pop. 7,340

Gulfport

Pop. 11,783

Haines City

Pop. 26,669

Hallandale Beach

Pop. 41,217

Heathrow CDP

Pop. 6,806

Hernando CDP

Pop. 9,284

Hialeah

Pop. 223,109

Hialeah Gardens

Pop. 23,068

High Springs

Pop. 6,215

Highland City CDP

Pop. 12,355

Hobe Sound CDP

Pop. 13,163

Holiday CDP

Pop. 24,939

Holly Hill

Pop. 12,958

Hollywood

Pop. 153,067

Homestead

Pop. 80,737

Homosassa Springs CDP

Pop. 14,283

Horizon West CDP

Pop. 58,101

Hudson CDP

Pop. 12,944

Hunters Creek CDP

Pop. 24,433

Immokalee CDP

Pop. 24,557

Indian Harbour Beach

Pop. 9,019

Indian River Estates CDP

Pop. 6,584

Indiantown

Pop. 6,560

Inverness

Pop. 7,543

Inverness Highlands South CDP

Pop. 6,698

Inwood CDP

Pop. 7,031

Iona CDP

Pop. 16,908

Islamorada

Pop. 7,107

Ives Estates CDP

Pop. 25,005

Jacksonville

Pop. 949,611

Jacksonville Beach

Pop. 23,830

Jan Phyl Village CDP

Pop. 5,927

Jasmine Estates CDP

Pop. 21,525

Jensen Beach CDP

Pop. 12,652

Jupiter

Pop. 61,047

Jupiter Farms CDP

Pop. 12,572

Kathleen CDP

Pop. 6,486

Kendale Lakes CDP

Pop. 55,646

Kendall CDP

Pop. 80,241

Kendall West CDP

Pop. 36,536

Kenneth City

Pop. 5,047

Key Biscayne

Pop. 14,809

Key Largo CDP

Pop. 12,447

Key West

Pop. 26,444

Keystone CDP

Pop. 25,211

Kissimmee

Pop. 79,226

Lady Lake

Pop. 15,970

Lake Alfred

Pop. 6,374

Lake Butler CDP

Pop. 18,851

Lake City

Pop. 12,329

Lake Lorraine CDP

Pop. 7,142

Lake Magdalene CDP

Pop. 30,742

Lake Mary

Pop. 16,798

Lake Park

Pop. 9,047

Lake Wales

Pop. 16,361

Lake Worth Beach

Pop. 42,219

Lakeland

Pop. 112,641

Lakeland Highlands CDP

Pop. 12,187

Lakeside CDP

Pop. 31,275

Lakewood Park CDP

Pop. 12,510

Lakewood Ranch CDP

Pop. 34,877

Land O' Lakes CDP

Pop. 35,929

Lantana

Pop. 11,504

Largo

Pop. 82,485

Lauderdale Lakes

Pop. 35,954

Lauderdale-by-the-Sea

Pop. 6,198

Lauderhill

Pop. 74,482

Laurel CDP

Pop. 12,186

Lealman CDP

Pop. 21,189

Lecanto CDP

Pop. 6,301

Leesburg

Pop. 27,000

Lehigh Acres CDP

Pop. 114,287

Leisure City CDP

Pop. 26,324

Lely Resort CDP

Pop. 7,619

Liberty Triangle CDP

Pop. 23,759

Lighthouse Point

Pop. 10,486

Live Oak

Pop. 6,735

Lochmoor Waterway Estates CDP

Pop. 5,828

Lockhart CDP

Pop. 14,058

Longboat Key

Pop. 7,505

Longwood

Pop. 15,087

Loughman CDP

Pop. 5,417

Lutz CDP

Pop. 23,707

Lynn Haven

Pop. 18,695

Macclenny

Pop. 7,304

Maitland

Pop. 19,543

Mango CDP

Pop. 12,699

Marathon

Pop. 9,689

Marco Island

Pop. 15,760

Margate

Pop. 58,712

Marianna

Pop. 6,245

Marion Oaks CDP

Pop. 19,034

Mascotte

Pop. 6,609

McGregor CDP

Pop. 7,976

Meadow Woods CDP

Pop. 43,790

Medulla CDP

Pop. 10,871

Melbourne

Pop. 84,678

Memphis CDP

Pop. 9,024

Merritt Island CDP

Pop. 34,518

Miami

Pop. 442,241

Miami Beach

Pop. 82,890

Miami Gardens

Pop. 111,640

Miami Lakes

Pop. 30,467

Miami Shores

Pop. 11,567

Miami Springs

Pop. 13,859

Micco CDP

Pop. 9,574

Middleburg CDP

Pop. 12,881

Midway CDP (Santa Rosa County)

Pop. 19,567

Milton

Pop. 10,197

Mims CDP

Pop. 7,336

Minneola

Pop. 13,843

Miramar

Pop. 134,721

Miramar Beach CDP

Pop. 8,002

Mount Dora

Pop. 16,341

Myrtle Grove CDP

Pop. 17,224

Naples

Pop. 19,115

Naples Manor CDP

Pop. 5,132

Naples Park CDP

Pop. 5,092

Naranja CDP

Pop. 13,509

Nassau Village-Ratliff CDP

Pop. 5,561

Navarre CDP

Pop. 40,817

Neptune Beach

Pop. 7,217

New Port Richey

Pop. 16,728

New Port Richey East CDP

Pop. 11,015

New Smyrna Beach

Pop. 30,142

Newberry

Pop. 7,342

Niceville

Pop. 15,772

Nocatee CDP

Pop. 22,503

North Bay Village

Pop. 8,159

North Fort Myers CDP

Pop. 42,719

North Lauderdale

Pop. 44,794

North Merritt Island CDP

Pop. 8,566

North Miami

Pop. 60,191

North Miami Beach

Pop. 43,676

North Palm Beach

Pop. 13,162

North Port

Pop. 74,793

North Weeki Wachee CDP

Pop. 9,131

Northdale CDP

Pop. 23,033

Oak Ridge CDP

Pop. 25,062

Oakland Park

Pop. 44,229

Oakleaf Plantation CDP

Pop. 31,034

Ocala

Pop. 63,591

Ocean City CDP

Pop. 6,314

Ocoee

Pop. 47,295

Odessa CDP

Pop. 8,080

Ojus CDP

Pop. 19,673

Okeechobee

Pop. 5,254

Oldsmar

Pop. 14,898

Olympia Heights CDP

Pop. 12,873

On Top of the World CDP

Pop. 12,668

Opa-locka

Pop. 16,463

Orange City

Pop. 12,632

Orange Park

Pop. 9,089

Orangetree CDP

Pop. 5,896

Orlando

Pop. 307,573

Orlovista CDP

Pop. 6,806

Ormond Beach

Pop. 43,080

Ormond-by-the-Sea CDP

Pop. 7,312

Osprey CDP

Pop. 6,690

Oviedo

Pop. 40,059

Pace CDP

Pop. 24,684

Pahokee

Pop. 5,524

Palatka

Pop. 10,446

Palm Bay

Pop. 119,760

Palm Beach

Pop. 9,245

Palm Beach Gardens

Pop. 59,182

Palm City CDP

Pop. 25,883

Palm Coast

Pop. 89,258

Palm Harbor CDP

Pop. 61,366

Palm River-Clair Mel CDP

Pop. 26,142

Palm Springs

Pop. 26,890

Palm Springs North CDP

Pop. 5,030

Palm Valley CDP

Pop. 21,827

Palmer Ranch CDP

Pop. 14,966

Palmetto

Pop. 13,323

Palmetto Bay

Pop. 24,439

Palmetto Estates CDP

Pop. 13,498

Panama City

Pop. 32,939

Panama City Beach

Pop. 18,094

Parkland

Pop. 34,670

Pasadena Hills CDP

Pop. 11,120

Pebble Creek CDP

Pop. 9,624

Pelican Bay CDP

Pop. 6,660

Pembroke Park

Pop. 6,260

Pembroke Pines

Pop. 171,178

Pensacola

Pop. 54,312

Pensacola Station CDP

Pop. 5,532

Perry

Pop. 6,898

Pine Castle CDP

Pop. 11,122

Pine Hills CDP

Pop. 66,111

Pine Ridge CDP (Citrus County)

Pop. 11,042

Pinecrest

Pop. 18,388

Pinellas Park

Pop. 53,093

Pinewood CDP

Pop. 17,246

Plant City

Pop. 39,764

Plantation

Pop. 91,750

Plantation CDP

Pop. 5,034

Poinciana CDP

Pop. 69,309

Pompano Beach

Pop. 112,046

Port Charlotte CDP

Pop. 60,625

Port LaBelle CDP

Pop. 5,450

Port Orange

Pop. 62,596

Port Salerno CDP

Pop. 10,401

Port St. John CDP

Pop. 23,474

Port St. Lucie

Pop. 204,851

Princeton CDP

Pop. 39,308

Progress Village CDP

Pop. 11,188

Punta Gorda

Pop. 19,471

Quincy

Pop. 7,970

Rainbow Springs CDP

Pop. 5,091

Richmond Heights CDP

Pop. 8,944

Richmond West CDP

Pop. 35,884

Ridge Wood Heights CDP

Pop. 5,064

Rio Pinar CDP

Pop. 5,409

River Park CDP

Pop. 6,514

River Ridge CDP

Pop. 5,107

Riverview CDP

Pop. 107,396

Riviera Beach

Pop. 37,604

Rockledge

Pop. 27,678

Rotonda CDP

Pop. 10,114

Royal Palm Beach

Pop. 38,932

Ruskin CDP

Pop. 28,620

Safety Harbor

Pop. 17,072

San Carlos Park CDP

Pop. 18,563

Sanford

Pop. 61,051

Sanibel

Pop. 6,382

Sarasota

Pop. 54,842

Sarasota Springs CDP

Pop. 12,521

Satellite Beach

Pop. 11,226

Sawgrass CDP

Pop. 5,385

Sebastian

Pop. 25,054

Sebring

Pop. 10,729

Seffner CDP

Pop. 8,362

Seminole

Pop. 19,364

Shady Hills CDP

Pop. 11,690

Siesta Key CDP

Pop. 5,454

Silver Springs Shores CDP

Pop. 24,846

Sky Lake CDP

Pop. 7,226

South Apopka CDP

Pop. 6,803

South Bradenton CDP

Pop. 26,858

South Daytona

Pop. 12,865

South Gate Ridge CDP

Pop. 6,024

South Highpoint CDP

Pop. 5,018

South Miami

Pop. 12,026

South Miami Heights CDP

Pop. 36,770

South Pasadena

Pop. 5,353

South Patrick Shores CDP

Pop. 6,496

South Sarasota CDP

Pop. 5,133

South Venice CDP

Pop. 15,619

Southchase CDP

Pop. 16,276

Southeast Arcadia CDP

Pop. 6,299

Southgate CDP

Pop. 6,287

Southwest Ranches

Pop. 7,607

Spring Hill CDP

Pop. 113,568

Springfield

Pop. 8,075

St. Augustine

Pop. 14,329

St. Augustine Beach

Pop. 6,803

St. Augustine Shores CDP

Pop. 8,706

St. Augustine South CDP

Pop. 5,066

St. Cloud

Pop. 58,964

St. Pete Beach

Pop. 8,879

St. Petersburg

Pop. 258,308

Starke

Pop. 5,796

Stuart

Pop. 17,425

Sugarmill Woods CDP

Pop. 11,204

Sun City Center CDP

Pop. 30,952

Sunny Isles Beach

Pop. 22,342

Sunrise

Pop. 97,335

Sunset CDP

Pop. 15,912

Surfside

Pop. 5,689

Sweetwater

Pop. 19,363

Tallahassee

Pop. 196,169

Tamarac

Pop. 71,897

Tamiami CDP

Pop. 54,212

Tampa

Pop. 384,959

Tarpon Springs

Pop. 25,117

Tavares

Pop. 19,003

Temple Terrace

Pop. 26,690

Tequesta

Pop. 6,158

The Acreage CDP

Pop. 41,654

The Crossings CDP

Pop. 23,276

The Hammocks CDP

Pop. 59,480

The Meadows CDP

Pop. 5,037

The Villages CDP

Pop. 79,077

Thonotosassa CDP

Pop. 15,238

Three Lakes CDP

Pop. 16,540

Three Oaks CDP

Pop. 5,472

Timber Pines CDP

Pop. 5,163

Titusville

Pop. 48,789

Town 'n' Country CDP

Pop. 85,951

Treasure Island

Pop. 6,584

Trinity CDP

Pop. 11,924

Union Park CDP

Pop. 10,452

University CDP (Hillsborough County)

Pop. 50,893

University CDP (Orange County)

Pop. 45,284

Upper Grand Lagoon CDP

Pop. 15,778

Valrico CDP

Pop. 37,895

Venice

Pop. 25,463

Vero Beach

Pop. 16,354

Vero Beach South CDP

Pop. 28,020

Vero Lake Estates CDP

Pop. 6,782

Viera East CDP

Pop. 11,687

Viera West CDP

Pop. 16,688

Villas CDP

Pop. 12,687

Warm Mineral Springs CDP

Pop. 5,442

Warrington CDP

Pop. 15,218

Wedgefield CDP

Pop. 8,017

Wekiwa Springs CDP

Pop. 23,428

Wellington

Pop. 61,637

Wesley Chapel CDP

Pop. 64,866

West Lealman CDP

Pop. 16,438

West Little River CDP

Pop. 34,128

West Melbourne

Pop. 25,924

West Miami

Pop. 7,233

West Palm Beach

Pop. 117,415

West Park

Pop. 15,130

West Pensacola CDP

Pop. 21,019

West Perrine CDP

Pop. 10,602

West Samoset CDP

Pop. 6,482

West Vero Corridor CDP

Pop. 10,039

Westchase CDP

Pop. 25,952

Westchester CDP

Pop. 56,384

Westgate CDP

Pop. 8,435

Weston

Pop. 68,107

Westview CDP

Pop. 9,923

Westwood Lakes CDP

Pop. 11,373

Wildwood

Pop. 15,730

Williamsburg CDP

Pop. 7,908

Willow Oak CDP

Pop. 6,806

Wilton Manors

Pop. 11,426

Wimauma CDP

Pop. 9,467

Winter Garden

Pop. 46,964

Winter Haven

Pop. 49,219

Winter Park

Pop. 29,795

Winter Springs

Pop. 38,342

World Golf Village CDP

Pop. 22,117

Wright CDP

Pop. 26,277

Yulee CDP

Pop. 14,195

Zephyrhills

Pop. 17,194

Zephyrhills West CDP

Pop. 5,533