Enter any address in Volusia County, Florida to see its FEMA flood zone
Volusia County experiences a mix of flood events, with tropical storms and general flooding being the most frequent over the last 30 years. Recent events include coastal flooding and flash flooding in October 2025, where heavy rainfall entered homes and caused shoreline damage. Hurricane Milton also brought significant flooding and tornadoes to the region in October 2024.
National Flood Insurance Program (NFIP) data shows that Zone A has the highest number of claims, with an average payout of $53,996 and an average water depth of 3.8 feet. Zone X also has a substantial number of claims, with an average payout of $40,689 and a notable average water depth of 5.0 feet, despite being considered a moderate flood risk area. Properties in Zone A and Zone X, as well as those in coastal areas or without a structure built to Base Flood Elevation (BFE), should pay the most attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
43 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Volusia County, Florida has recorded 61 flood-related events since 1996 according to NOAA's Storm Events Database, including 15 flash floods and 12 river or area floods. The county has received 44 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Milton | Hurricane | Oct 5, 2024 |
| Hurricane Debby | Tropical Storm | Aug 1, 2024 |
| Tropical Storm Debby | Tropical Storm | Aug 1, 2024 |
| Hurricane Idalia | Hurricane | Aug 27, 2023 |
| Tropical Storm Idalia | Tropical Storm | Aug 27, 2023 |
| Hurricane Nicole | Hurricane | Nov 7, 2022 |
| Tropical Storm Nicole | Tropical Storm | Nov 7, 2022 |
| Hurricane Ian | Hurricane | Sep 23, 2022 |
| Tropical Storm Ian | Hurricane | Sep 23, 2022 |
| Hurricane Isaias | Hurricane | Jul 31, 2020 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Oct 10, 2025 | 453.00K |
| Coastal Flood | Oct 10, 2025 | 100.00K |
| Tropical Storm | Sep 26, 2024 | 0.00K |
| Flash Flood | Sep 14, 2024 | 0.00K |
| Flash Flood | Oct 9, 2024 | 0.00K |
| Tropical Storm | Oct 9, 2024 | — |
| Tropical Storm | Oct 9, 2024 | 27.00M (4 deaths) |
| Flood | Oct 9, 2024 | 240.00M |
| Flood | Sep 30, 2023 | 0.00K |
| Tropical Storm | Aug 30, 2023 | 0.00K |
Flash Flood — Oct 10, 2025
Locally heavy rainfall entered several homes in Volusia County, causing minor damage, and led to road closures in Palm Bay in Brevard County, while high astronomical tides and coastal flooding led to damage at the shoreline.
Coastal Flood — Oct 10, 2025
Locally heavy rainfall entered several homes in Volusia County, causing minor damage, and led to road closures in Palm Bay in Brevard County, while high astronomical tides and coastal flooding led to damage at the shoreline.
Tropical Storm — Sep 26, 2024
Major Hurricane Helene paralleled the west coast of Florida about 100 miles offshore before making landfall in the Big Bend region of Florida near the city of Perry. The system's expansive wind field within its eastern periphery produced a period of tropical storm conditions, particularly in gusts, across much of east central Florida including its adjacent coastal waters. Peak wind gusts ranged...
Flash Flood — Sep 14, 2024
Heavy rainfall led to flash flooding, with water in homes, in Edgewater.
Flash Flood — Oct 9, 2024
Hurricane Milton moved ashore the west-central Florida coast as a category 3 hurricane on Oct 9 around 1930EST. The system continued slowly in an east-northeast trajectory across central Florida, becoming a category 1 hurricane before emerging into the Atlantic Ocean near Cape Canaveral. The outer rainbands of Milton overspread the Florida peninsula earlier in the day, leading to a prolific tor...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Volusia County, Florida:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Volusia County, Florida that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.