Enter any address in Madison County, Florida to see its FEMA flood zone
Flash flooding and tropical storm events have been the most frequent types of flooding in Madison County, FL over the past 30 years, according to NOAA Storm Events data. Recent events include significant flash flooding in April 2024, where 6 to 10 inches of rain caused rapid water rises, flooding numerous cars and structures.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $17,601 and an average water depth of 6.9 feet. Properties in Zone V also saw claims with an average water depth of 3.3 feet. Homeowners in Zone A and Zone V, as well as those in areas with unknown flood zone designations, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
31 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Madison County, Florida has recorded 53 flood-related events since 1996 according to NOAA's Storm Events Database, including 18 flash floods and 9 river or area floods. The county has received 33 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Milton | Hurricane | Oct 5, 2024 |
| Hurricane Helene | Hurricane | Sep 23, 2024 |
| Tropical Storm Helene | Tropical Storm | Sep 23, 2024 |
| Hurricane Debby | Tropical Storm | Aug 1, 2024 |
| Tropical Storm Debby | Tropical Storm | Aug 1, 2024 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | May 10, 2024 |
| Hurricane Idalia | Hurricane | Aug 27, 2023 |
| Tropical Storm Idalia | Tropical Storm | Aug 27, 2023 |
| Hurricane Nicole | Hurricane | Nov 7, 2022 |
| Hurricane Ian | Hurricane | Sep 23, 2022 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Hurricane (Typhoon) | Sep 26, 2024 | 1.00B |
| Flash Flood | Apr 11, 2024 | 0.00K |
| Flood | Aug 8, 2024 | 5.00M |
| Tropical Storm | Aug 5, 2024 | 0.00K |
| Flash Flood | Aug 5, 2024 | 0.00K |
| Hurricane (Typhoon) | Aug 5, 2024 | 15.00M |
| Hurricane (Typhoon) | Aug 30, 2023 | 10.00M |
| Flash Flood | Jun 15, 2023 | 0.00K |
| Flash Flood | Aug 25, 2022 | 0.00K |
| Tropical Storm | Nov 10, 2022 | 3.00K |
Hurricane (Typhoon) — Sep 26, 2024
Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane...
Flash Flood — Apr 11, 2024
A major flash flood event occurred across portions of the Florida big bend and southern Georgia during the late night hours of April 10th through the early morning hours of April 11th. Between 6 and 10 inches of rain fell with localized higher amounts, particularly over Tallahassee. This resulted in rapid water rises across Tallahassee with numerous cars and structures flooded. Several milli...
Flood — Aug 8, 2024
Hurricane Debby made landfall along the Taylor County coast as a Category 1 Hurricane on the morning of Monday August 5th. In addition to storm surge flooding along the FL Big Bend coast, around 12 inches of rainfall lead to widespread flooding in Madison and Taylor counties. In particular, rainfall in Southeast Madison County corresponded to a 0.2% annual chance occurrence or a 500 year flood ...
Tropical Storm — Aug 5, 2024
Hurricane Debby made landfall along the Taylor County coast as a Category 1 Hurricane on the morning of Monday August 5th. In addition to storm surge flooding along the FL Big Bend coast, around 12 inches of rainfall lead to widespread flooding in Madison and Taylor counties. In particular, rainfall in Southeast Madison County corresponded to a 0.2% annual chance occurrence or a 500 year flood ...
Flash Flood — Aug 5, 2024
Hurricane Debby made landfall along the Taylor County coast as a Category 1 Hurricane on the morning of Monday August 5th. In addition to storm surge flooding along the FL Big Bend coast, around 12 inches of rainfall lead to widespread flooding in Madison and Taylor counties. In particular, rainfall in Southeast Madison County corresponded to a 0.2% annual chance occurrence or a 500 year flood ...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Madison County, Florida:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Madison County, Florida that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.