84,678 residents·in Brevard County·5,690 flood claims county-wide
From the National Weather Service, checked just now. Every active flood alert in the U.S. →
...The Flood Warning continues for the following rivers in Florida...
St Johns River Near Cocoa 9w affecting Brevard County.
For the St. Johns River...including Cocoa 9w...Major flooding is forecast.
WHAT. Moderate flooding is occurring and major flooding is forecast.
WHERE. St Johns River near Cocoa 9w.
WHEN. Until further notice.
IMPACTS. At 17.2 feet, Water enters homes along the St Johns River in the Lake Poinsett area west of Cocoa, also low lying homes in the Silver Pines subdivision in Rockledge and the Shakespeare Park area of Cocoa. Providence Road area west of Cocoa becomes impassable, cutting off access to homes in the Mullet Lane and Bass Road area. Docks flooded and water in parking lot at Lone Cabbage Fish Camp.
ADDITIONAL DETAILS. - At 10:15 AM EST Saturday the stage was 16.9 feet. - Bankfull stage is 15.8 feet. - Recent Activity...The maximum river stage in the 24 hours ending at 10:15 AM EST Saturday was 16.9 feet. - Forecast...The river is expected to remain steady above flood stage at 16.9 feet. - Flood stage is 16.0 feet. - http://www.weather.gov/safety/flood
What to do.
Motorists should not attempt to drive around barricades or drive cars through flooded areas.
Caution is urged when walking near riverbanks.
Additional information is available at www.weather.gov.
The next statement will be issued Sunday morning at 1130 AM EST.
| River gauge | Now | Forecast |
|---|---|---|
| Indian River at Melbourne (in MHHW) | Near flood stage (1.9 ft) | — |
Is your address in the flood zone? Search it above for FEMA’s zone and base flood elevation. A new flood insurance policy usually takes 30 days to start (NFIP rule; exceptions include a policy bought when closing a mortgage), so one bought during a flood generally won’t cover it. Homeowners policies don’t cover flood.
Shaded areas are FEMA’s mapped flood hazard zones in and around Melbourne, Florida. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
The map above shows FEMA’s flood zones in and around Melbourne; tap any spot, or search an address, for the exact zone. FEMA’s flood insurance records are kept by county, not by city, so the numbers below are for all of Brevard County, which includes Melbourne.
49% of Brevard County’s area is in FEMA’s high-risk flood zones, and another 7% in shaded X (mostly the 0.2% floodplain and areas behind levees).
9% of Brevard County’s flood insurance claims were on properties rated outside FEMA’s high-risk zones.
2,434 NFIP claims with a recorded rated flood zone, 1978 to date. The zone is the one FEMA used to rate that policy, which may not match today’s map. Source: OpenFEMA NFIP claims.
In Brevard County flood insurance claims that reported a flood depth, the average was 6 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on the county’s claims (zero and implausible values left out). Source: OpenFEMA NFIP claims.
The worst year was 2008, with 1,362 claims and $19.3M paid, the year of Tropical Storm Fay.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
Full Brevard County flood history: disasters, storm reports and events →
If a building is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
The average NFIP premium across Florida was $965 a year on August 31, 2026 (premium plus the federal policy fee; the reserve fund assessment and HFIAA surcharge come on top). Risk Rating 2.0 prices each building on its own flood risk, so a quote can be far from the average.
Outside the high-risk zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Quotes: FloodSmart.gov or a local agent.