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Homosassa Springs CDP, Florida Flood Zones

Check an Address in Homosassa Springs CDP

Enter any address in Homosassa Springs CDP, Florida to see its FEMA flood zone

Flood Risk in Homosassa Springs CDP, Florida

Homosassa Springs CDP has a population of 14,283 residents. Like many communities in Florida, properties in Homosassa Springs CDP may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Homosassa Springs CDP. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Florida Statewide Flood Data

Total NFIP Claims
448,275
Total Claims Paid
$19.2B
Active Policies
1,337,000
Avg Premium
$826/yr
Disaster Declarations
2,791
Peak Claims Year
2024

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in Homosassa Springs CDP

FEMA assigns flood zone designations to areas in Homosassa Springs CDP, Florida:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Homosassa Springs CDP

Properties in Homosassa Springs CDP that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in Florida is approximately $826 per year.

Even in low-risk zones, flood insurance is recommended — from 2014 to 2024, nearly one-third of NFIP claims came from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Florida flood zone data →