Enter any address in Dixie County, Florida to see its FEMA flood zone
Dixie County experiences a mix of flood types, with tropical storms and hurricanes being the most frequent events over the past 30 years. Storm surge and tidal flooding are also significant concerns. For example, Hurricane Debby in August 2024 brought substantial rainfall, contributing to widespread flooding that, in some areas, represented a 500-year event and persisted for weeks.
NFIP claims data indicates that properties in Zone V and Zone A have experienced the most claims, with average payouts and water depths being highest in Zone A. Properties in Zone X also show a notable number of claims with substantial average payouts. Homeowners in coastal areas, as well as those in Zone A and Zone V, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
55 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Dixie County, Florida has recorded 72 flood-related events since 1996 according to NOAA's Storm Events Database, including 8 flash floods and 11 river or area floods. The county has received 44 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1972–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Milton | Hurricane | Oct 5, 2024 |
| Hurricane Helene | Hurricane | Sep 23, 2024 |
| Tropical Storm Helene | Tropical Storm | Sep 23, 2024 |
| Hurricane Debby | Tropical Storm | Aug 1, 2024 |
| Tropical Storm Debby | Tropical Storm | Aug 1, 2024 |
| Hurricane Idalia | Hurricane | Aug 27, 2023 |
| Tropical Storm Idalia | Tropical Storm | Aug 27, 2023 |
| Hurricane Nicole | Hurricane | Nov 7, 2022 |
| Tropical Storm Nicole | Tropical Storm | Nov 7, 2022 |
| Hurricane Ian | Hurricane | Sep 23, 2022 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Hurricane (Typhoon) | Sep 26, 2024 | 1.00B (3 deaths) |
| Hurricane (Typhoon) | Sep 26, 2024 | 16.10M |
| Storm Surge/Tide | Sep 26, 2024 | 64.40M |
| Tropical Storm | Oct 9, 2024 | 0.00K |
| Tropical Storm | Aug 5, 2024 | 0.00K |
| Flash Flood | Aug 5, 2024 | 0.00K |
| Hurricane (Typhoon) | Aug 5, 2024 | 1.00M |
| Hurricane (Typhoon) | Aug 5, 2024 | 5.00M (3 deaths) |
| Storm Surge/Tide | Aug 5, 2024 | 0.00K |
| Storm Surge/Tide | Aug 30, 2023 | 5.00M |
Hurricane (Typhoon) — Sep 26, 2024
Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane...
Storm Surge/Tide — Sep 26, 2024
Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane...
Tropical Storm — Oct 9, 2024
Major Hurricane Milton moved across the Florida peninsula and brought fringe impacts across portions of the coastal big bend with winds to tropical storm force. Rainfall amounts were less than three inches, and surge was negligible.
Tropical Storm — Aug 5, 2024
Hurricane Debby made landfall along the Taylor County coast as a Category 1 Hurricane on the morning of Monday August 5th. In addition to storm surge flooding along the FL Big Bend coast, around 12 inches of rainfall lead to widespread flooding in Madison and Taylor counties. In particular, rainfall in Southeast Madison County corresponded to a 0.2% annual chance occurrence or a 500 year flood ...
Flash Flood — Aug 5, 2024
Hurricane Debby made landfall along the Taylor County coast as a Category 1 Hurricane on the morning of Monday August 5th. In addition to storm surge flooding along the FL Big Bend coast, around 12 inches of rainfall lead to widespread flooding in Madison and Taylor counties. In particular, rainfall in Southeast Madison County corresponded to a 0.2% annual chance occurrence or a 500 year flood ...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Dixie County, Florida:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Dixie County, Florida that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.