Enter any address in Broward County, Florida to see its FEMA flood zone
Flooding from heavy rainfall events is the dominant flood character in Broward County. Over the last 30 years, NOAA Storm Events data shows 79 flood events, 44 coastal flood events, and 35 flash flood events. These rainfall events can be intense, as seen on March 30th when showers and thunderstorms produced localized urban flooding in coastal areas. Similarly, on October 26th, a frontal boundary combined with tropical moisture led to excessive rainfall and flooding.
National Flood Insurance Program (NFIP) data indicates that properties in Zone A have experienced the most claims, with over 25,000 claims filed, averaging $13,798 per payout and 1.3 feet of water depth. Properties in Zone X also show significant claims, with an average water depth of 2.7 feet, despite fewer total claims. Homeowners in Zone A, and those in Zone X with higher average water depths, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
119 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Broward County, Florida has recorded 235 flood-related events since 1996 according to NOAA's Storm Events Database, including 35 flash floods and 79 river or area floods. The county has received 43 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1965–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Milton | Hurricane | Oct 5, 2024 |
| Severe Storms, Tornadoes, And Flooding | Flood | Apr 12, 2023 |
| Hurricane Nicole | Hurricane | Nov 7, 2022 |
| Tropical Storm Nicole | Tropical Storm | Nov 7, 2022 |
| Hurricane Ian | Hurricane | Sep 23, 2022 |
| Tropical Storm Ian | Hurricane | Sep 23, 2022 |
| Hurricane Isaias | Hurricane | Jul 31, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Dorian | Hurricane | Aug 28, 2019 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Aug 31, 2025 | 0.00K |
| Flood | Mar 30, 2025 | 10.00K |
| Flood | Aug 29, 2025 | 0.00K |
| Flash Flood | Oct 26, 2025 | 2.00K |
| Flash Flood | Oct 26, 2025 | 15.00K |
| Flood | Sep 21, 2025 | 0.00K |
| Flood | Sep 12, 2025 | 0.00K |
| Flood | Oct 10, 2025 | 0.00K |
| Flood | Sep 8, 2025 | 0.00K |
| Coastal Flood | Oct 8, 2025 | 0.00K |
Flood — Aug 31, 2025
A trough of low pressure over the eastern United States, a stationary surface boundary north of the area, and ample moisture over South Florida created an environment where thunderstorms producing heavy rainfall developed over Southeast Florida on August 31, 2025.
Flood — Mar 30, 2025
As a shortwave passed across South Florida on March 30th, the surface heating and substantial moisture supported an afternoon of instability leading to active showers and thunderstorms. The Atlantic sea breeze became pinned along the east coast metro leading to heavy rainfall in coastal Miami-Dade. With ongoing showers, there were several reports of localized, urban flooding in Miami Beach and ...
Flood — Aug 29, 2025
A trough of low pressure over the eastern United States, ample moisture over South Florida, and diurnally-driven sea breezes created an environment where strong thunderstorms developed over portions of Southeast Florida on August 29, 2025.
Flash Flood — Oct 26, 2025
A frontal boundary retreating across South Florida and ample low-level tropical moisture allowed for showers and thunderstorms to produce excessive rainfall on the evening of October 26 into the early overnight of October 27 which led to flooding over portions of Southeast Florida.
Flood — Sep 21, 2025
Ample moisture, a surface boundary north of the area, and diurnal heating combined to support thunderstorms that produced heavy rainfall over Southeast Florida on the 21st of September.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Broward County, Florida:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Broward County, Florida that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.